Wells Fargo is one of the nations largest banks. Sometimes large banks are able to offer very competitive mortgage rates for their customers.
In this case Wells Fargo is showing some good average mortgage rates. Most of the rates are falling right in line with national average.
Remember rates may change depending on where you live, but this is a good start.
These rates are based on 1 point (1% of the loan amount) being paid for origination.
| Term | Rate | APR |
|---|---|---|
| 30-Year Fixed | 4.375% | 4.559% |
| 30-Year Fixed FHA | 4.375% | 5.100% |
| 15-Year Fixed | 3.750% | 4.069% |
| 5-Year ARM | 2.875% | 3.209% |
| 5-Year ARM FHA | 3.250% | 3.074% |
If you want to check out more info at Wells Fargo or read the fine print click here.
Check out the National Mortgage Rate Averages Here.
Wells Fargo has been around for well over a century. Over 150 years ago, Henry Wells and William Fargo founded a company that has become a legendary part of America. This heritage is still very much a part of Wells Fargo’s identity today.
Bank of America is one of the nations largest financial and lending institutions. Because of their size Bank of America can offer some very competitive mortgage rates often times below the national average.
There have not been many changes to the top CD Rates in the past few months. Most banks have either lowered their short-term and long-term rates or stayed steady. Nothing has changed which can either mean one of two things. The US economy is holding steady or banks have mixed emotions on what will happen next. The Fed has stated they will step in and ‘do something’ if the US economy begins to falter. As long as the Fed keeps interest rates near zero percent, CD rates and mortgage rates will continue at their low levels.
FirstBank is giving away a Free Flip Camcorder for new customers that sign up for FirstBank eSave.
iPods are a hot topic these days for banks to give away as part of their promotions. That is why we have made you a list of each bank giving Free iPods for signing up with them.
In the past credit card companies have been able to set up booths around colleges and universities nationwide and offer free giveaways to those who are willing to sign up for a credit card.
Redstone Federal Credit Union out of Huntsville, AL has some competitive Jumbo CDs that are worth mentioning. Although they have regular certificate of deposits they also have Jumbo CDs with slightly higher interest rates. For those who have at least $100,000 to lock down on a certificate of deposit, then a Jumbo CD at Redstone FCU might be the place.
This is a question that is frequently asked and searched for. If people knew the time frame that CD rates would go up, they would wait until the perfect time. This is a question that no one has an answer for, so is it pointless on asking it? Well no, not for speculation purposes. If you are looking for a place to stash your money, then CD’s might not be the place, at least not in the near future. As long as the U.S economy stays where it is at, then interest rates, mortgage rates and even inflation rates will stay low. When inflation increases, so will CDs and mortgage rates
