Alask USA Credit Union Review and Rates

Alaska USA Credit UnionAlaska USA Federal Credit Union primarily serves Alaska, the Puget Sound area of Washington State, and California’s High Desert.

Currently Alaska USA is the largest provider of consumer financial services in Alaska. Member is groing in Washington and California. Alaska USA Credit Union provides business services, including checking, commercial loans, and insurance.

See a BankAims List of Credit Unions and Info about each.

Here are some facts about Alaska USA CU from their website.

  • Founded in 1948
  • Over 390,000 members in all 50 states and around the world
  • Over $4 billion in assets
  • 59 branches in Alaska, California, and Washington
  • Most branches open seven days a week
  • Financial Centers in Anchorage, Fairbanks, Kenai, Soldotna, and Wasilla
  • Offers consumer and commercial deposit and loan services, as well as mortgage and real estate loans, insurance, investments and investment management, and title and escrow closing services
  • Credit union accounts federally insured by the National Credit Union Share Insurance Fund (NCUSIF)

Alaska USA Federal Credit Union is one of the largest Credit Unions in the Nation.

Alaska USA CU Deposit Rates.

Rates and terms vary depending on minimum deposit amount.  With a $500 deposit rates are as follows. (Please note the date of this article for rate accuracy.)

Alaska USA CU Loan Rates

  • 30 year fix – 4.5% with a 4.631% APR
  • 15 year fix – 3.750% with a 3.975% APR

To see more information or get rate info see here.


Refi Your Auto Loan and Get $100 With Sound CU

Sound Credit UnionSound Credit Union is offering $100 to those who refinance their auto loan with them.

Sound Credit Union is located in Washington State and services residents of Washington or people that work in Washington.

In order to qualify for this $100 offer you must  be a member of Sound, and you cannot be refinancing an auto loan which is already currently with the credit union.

In order to have  an active membership with Sound CU you must have a savings account with a minimum balance of $25.

The interest rate you receive on your refinanced auto loan will be determined by factors outlined by the credit union.  Credit, employment, debt ratio and income are some of the factors that will determine your rate and qualification.

Check out Sound Credit Unions fine print and all the details about this promotion here.

Sound Credit Union is NCUA insured.



High 6 Month CD Rate for Washington State – November 2009

VerityRight now Verity Credit Union in Washington State has a special 6 month CD Rate.

From now until November 13th you can get a 6 month CD rate of 2.00% APY (annual percentage yield) with only a $1,000 minimum deposit.

  • 6 Month CD – 2.00% APY – $1,000 Minimum Deposit

You can open the account online here, or go to one of their many branches:

Auburn Branch
1424 Supermall Way, #200
Auburn, WA 98001

Beacon Hill at VAMC
1660 S. Columbian Way-Bldg 35
Seattle, WA 98108

Federal Building
915 2nd Ave Room 290
Seattle, WA 98174

Northgate Branch
11027 Meridian Avenue N, Suite 101
Seattle, WA 98133-8540

Wallingford Branch
4545 Stone Way North
Seattle, WA 98103


Becoming a member is easy. There are a few membership guidelines. You can sign up for membership and review the guidelines here.

If you do not live in Washington State you can check out our highest cd rates.