CD – Certificate of Deposit

Find and Compare the Highest CD Rates Nationwide.
To learn more about CD accounts click on What is a CD (certificate of deposit)?

CD rates fluctuate almost on a daily basis, so be sure to check back for the most up to date information.

Remember the CD rule of thumb – Go short when CD rates are low and you think they’re going to go up, and go long when interest rates are high and you think they’re going to go down.

Best 6 Month CD Rates

Rank Bank Name Investment Type Term CD Rate Compounded Minimum Deposit
1 Aurora Bank Bank CD 6 mo 1.05% Daily $1,000
2 Ascencia Bank Bank CD 6 mo 1.04% Monthly $500
3 VirtualBank Bank CD 6 mo 1.01% Daily $10,000
4 Colorado Federal Savings Bank CD 6 mo 1.00% Daily $5,000
5 Ally Bank Bank CD 6 mo 0.94% Daily $0

Compare 6 month CD Rates from many different banks.

Best 12 Month CD Rates

Rank Bank Name Investment Type Term CD Rate Compounded Minimum Deposit
1 Melrose Credit Union Bank CD 12 mo 1.40% Daily $5,000
2 MetLife Bank Bank CD 12 mo 1.30% Daily $25,000
3 E-Loan Bank CD 12 mo 1.26% Daily $10,000
4 AuroraBank Bank CD 12 mo 1.21% Daily $1,000
5 Ally Bank Bank CD 12 mo 1.20% Daily $0

Compare Best 12 month CD Rates from many different banks.

12 mo

Best 2 Year CD Rates

Bank Rank Name of Bank Investment Type Term Rate Compounded Min. Deposit
1 Melrose Credit Union Bank CD 2 yr 1.66% Daily $5,000
2 MetLife Bank CD 2 yr 1.55% Daily $25,000
3 USAA Bank CD 2 yr 1.50% Monthly $1,000
4 Aurora Bank Bank CD 2 yr 1.48% Daily $1,000
5 Ally Bank Bank CD 2 yr 1.44% Daily $0

Compare Best 2 Year CD Rates from many different banks.

Best 3 Year CD Rates

Bank Rate Name of Bank Investment Type Term Rate Compounded Min. Deposit
1 Melrose Credit Union Bank CD 3 yr 2.15% Daily $5,000
2 Bank of Internet Bank CD 3 yr 1.86% Daily $1,000
3 Aurora Bank Bank CD 3 yr 1.79% Daily $1,000
4 Colorado Federal Savings Bank CD 3 yr 1.75% Daily $5,000
5 Ally Bank Bank CD 3 yr 1.75% Daily $0

Compare Best 3 Year CD Rates from many different banks.

Best 5 Year CD Rates

Bank Rank Name of Bank Investment Type Term Rate Compounded Min. Deposit
1 Melrose Credit Union Bank CD 5 yr 2.90% Daily $5,000
2 Bank of Internet Bank CD 5 yr 2.49% Daily $1,000
3 First International Bank of Indiana Bank CD 5 yr 2.40% Monthly $1,000
4 Aurora Bank Bank CD 5 yr 2.36% Daily $1,000
5 EverBank Bank CD 5 yr 2.36% Daily $1,500

Compare Best 5 Year CD Rates from many different banks.

Best 6 Month Jumbo CD Rates

Bank Rank Name of Bank Investment Type Term Rate Compounded Min. Deposit
1 Aurora Bank Jumbo Bank CD 6 mo 1.06% Daily $100,000
2 VirtualBank Jumbo Bank CD 6 mo 1.01% Daily $100,000
3 OneWest Bank Jumbo Bank CD 6 mo 0.95% Daily $100,000
4
5 GiantBank Jumbo Bank CD 6 mo 0.85% Daily $100,000

Compare Highest 6 month Jumbo CD Rates from many different banks.

Best 12 Month Jumbo CD Rates

Bank Rank Name of Bank Investment Type Term Rate Compounded Min. Deposit
1 MetLife Bank Jumbo Bank CD 12 mo 1.45% Daily $100,000
2
3 Aurora Bank Jumbo Bank CD 12 mo 1.35% Daily $100,000
4 GiantBank.com Jumbo Bank CD 12 mo 1.35% Daily $100,000
5 Ally Jumbo Bank CD 12 mo 1.34% Daily $100,000

Compare Highest 12 month Jumbo CD Rates from many different banks.

Best 2 Year Jumbo CD Rates

Bank Rank Name of Bank Investment Type Term Rate Compounded Min. Deposit
1
2 Aurora Bank Jumbo Bank CD 2 year 1.63% Daily $100,000
3 VirtualBank Jumbo Bank CD 2 year 1.61% Daily $100,000
4 One West Bank Jumbo Bank CD 2 year 1.60% Daily $100,000
5 Ally Jumbo Bank CD 2 year 1.60% Daily $100,000

Compare Highest 2 Year Jumbo CD Rates from many different banks.

Best 5 Year Jumbo CD Rates

Bank Rank Name of Bank Investment Type Term Rate Compounded Min. Deposit
1 First Internet Bank of Indiana Jumbo Bank CD 5 year 2.65% Monthly $100,000
2
3 Ally Jumbo Bank CD 5 year 2.49% Daily $100,000
4 USAA Jumbo Bank CD 5 year 2.45% Monthly $100,000
5 VirtualBank Jumbo Bank CD 5 year 2.43% Daily $100,000

Compare Highest 5 Year Jumbo CD Rates from many different banks.