CD Rates

CD – Certificate of Deposit

Find and Compare the Highest CD Rates Nationwide.
To learn more about CD accounts click on What is a CD (certificate of deposit)?

CD rates fluctuate almost on a daily basis, so be sure to check back for the most up to date information.

Remember the CD rule of thumb – Go short when CD rates are low and you think they’re going to go up, and go long when interest rates are high and you think they’re going to go down.

Best 6 Month CD Rates

RankBank NameInvestment Type TermCD RateCompoundedMinimum Deposit
1Aurora BankBank CD6 mo1.05%Daily$1,000
2Ascencia BankBank CD6 mo1.04%Monthly$500
3VirtualBankBank CD6 mo1.01%Daily$10,000
4Colorado Federal SavingsBank CD6 mo1.00%Daily$5,000
5Ally BankBank CD6 mo0.94%Daily$0

Compare 6 month CD Rates from many different banks.

Best 12 Month CD Rates

RankBank NameInvestment Type TermCD RateCompoundedMinimum Deposit
1Melrose Credit UnionBank CD12 mo1.40%Daily$5,000
2MetLife BankBank CD12 mo1.30%Daily$25,000
3E-LoanBank CD12 mo1.26%Daily$10,000
4AuroraBankBank CD12 mo1.21%Daily$1,000
5Ally BankBank CD12 mo1.20%Daily$0

Compare Best 12 month CD Rates from many different banks.

12 mo

Best 2 Year CD Rates

Bank RankName of BankInvestment TypeTermRateCompoundedMin. Deposit
1Melrose Credit UnionBank CD2 yr1.66%Daily$5,000
2MetLifeBank CD2 yr1.55%Daily$25,000
3USAABank CD2 yr1.50%Monthly$1,000
4Aurora BankBank CD2 yr1.48%Daily$1,000
5Ally BankBank CD2 yr1.44%Daily$0

Compare Best 2 Year CD Rates from many different banks.

Best 3 Year CD Rates

Bank RateName of BankInvestment TypeTermRateCompoundedMin. Deposit
1Melrose Credit UnionBank CD3 yr2.15%Daily$5,000
2Bank of InternetBank CD3 yr1.86%Daily$1,000
3Aurora BankBank CD3 yr1.79%Daily$1,000
4Colorado Federal SavingsBank CD3 yr1.75%Daily$5,000
5Ally BankBank CD3 yr1.75%Daily$0

Compare Best 3 Year CD Rates from many different banks.

Best 5 Year CD Rates

Bank RankName of BankInvestment TypeTermRateCompoundedMin. Deposit
1Melrose Credit UnionBank CD5 yr2.90%Daily$5,000
2Bank of InternetBank CD5 yr2.49%Daily$1,000
3First International Bank of IndianaBank CD5 yr2.40%Monthly$1,000
4Aurora BankBank CD5 yr2.36%Daily$1,000
5EverBankBank CD5 yr2.36%Daily$1,500

Compare Best 5 Year CD Rates from many different banks.

Best 6 Month Jumbo CD Rates

Bank RankName of BankInvestment TypeTermRateCompoundedMin. Deposit
1Aurora BankJumbo Bank CD6 mo1.06%Daily$100,000
2VirtualBankJumbo Bank CD6 mo1.01%Daily$100,000
3OneWest BankJumbo Bank CD6 mo0.95%Daily$100,000
4
5GiantBankJumbo Bank CD6 mo0.85%Daily$100,000

Compare Highest 6 month Jumbo CD Rates from many different banks.

Best 12 Month Jumbo CD Rates

Bank RankName of BankInvestment TypeTermRateCompoundedMin. Deposit
1MetLife BankJumbo Bank CD12 mo1.45%Daily$100,000
2
3Aurora BankJumbo Bank CD12 mo1.35%Daily$100,000
4GiantBank.comJumbo Bank CD12 mo1.35%Daily$100,000
5AllyJumbo Bank CD12 mo1.34%Daily$100,000

Compare Highest 12 month Jumbo CD Rates from many different banks.

Best 2 Year Jumbo CD Rates

Bank RankName of BankInvestment TypeTermRateCompoundedMin. Deposit
1
2Aurora BankJumbo Bank CD2 year1.63%Daily$100,000
3VirtualBankJumbo Bank CD2 year1.61%Daily$100,000
4One West BankJumbo Bank CD2 year1.60%Daily$100,000
5AllyJumbo Bank CD2 year1.60%Daily$100,000

Compare Highest 2 Year Jumbo CD Rates from many different banks.

Best 5 Year Jumbo CD Rates

Bank RankName of BankInvestment TypeTermRateCompoundedMin. Deposit
1First Internet Bank of IndianaJumbo Bank CD5 year2.65%Monthly$100,000
2
3AllyJumbo Bank CD5 year2.49%Daily$100,000
4USAAJumbo Bank CD5 year2.45%Monthly$100,000
5VirtualBankJumbo Bank CD5 year2.43%Daily$100,000

Compare Highest 5 Year Jumbo CD Rates from many different banks.