Archive for the 'Rewards Checking Account' Category

$100 in Gas Up For Grabs With U.S. Bank Cash Bonus Check Card

With the rising prices of gas, it’s absolutely wonderful to get a certificate or card that offers you some gas freebies. Right now US Bank is giving away a $100 Cash Bonus Check Card that you can use to get free gas.

The Promotion

The Check Card can be obtained by applying for it with a US Bank Checking Account. You can also get a Business Cash Bonus Check card if you have a business checking account. You also just have to link it to a Speedpass key tag which is an easy way to buy gas at Mobil and Exxon pumps. When you spend your first $100 on gas at any Exxon and Mobil gas station, this amount will be credited right back to your account. And the rewards doesn’t end there. Every time you gas up in Exxon and Mobil stations, you get to have 1% cash back on every gas purchase. Sounds great right?

More Details

The $100 cash back will be available to you in two gives. The first $50 can be obtained upon purchase of the first $50 in an Exxon and Mobil station. You can then use your cash bonus check card to redeem your $50 right back.

The second $50 however, can be obtained by signing up and activating your Speedpass key tag and linking it to your Cash Bonus Check card. Then, spend another $50 at Exxon and Mobil pumps using the key tag. At that moment, you can get the other $50 back.

About US Bank

US Bank, or US Bancorp is one of the largest banks in the United States. It currently holds $321 billion in assets and it is the 5th largest bank in the whole of America. It currently has over 3,000 branches all over the nation, with more than 5,000 ATMS at your disposal. The bank is FDIC insured, making sure that your money is safe for deposits up to $250,000.

One of A Kind Savings Promotion from Bank of America

Bank of America offers a truly one of a kind savings, checking and debit card promotion. In order to avail of this, the depositor must have a savings account, checking account, and a check debit card. So here’s how it works, the program is called “Keep the Change”, and rightly so. Because for every purchase made with the debit card, Bank of America rounds the purchase off to the nearest dollar and transfers the rest automatically from your checking account to your savings account. In a way, it’s as if you’ve got automatic savings.

For example, let’s say you bough a pair of shoes at $25.01. The charge that goes to your debit card will automatically be $26, and the 99 cents that wasn’t part of the original price will be directed to your savings account. Another big plus aside from automatic savings is that during the first three months, Bank of America will match whatever amount you “saved”. So by the end of the year, Bank of America will give you another 99 cents, up to a maximum of $250.

Some people have found some creative ways to build up their “savings”, such as filling up their gas tanks to only $2.01 at a time, buying stamps at an automated machine, or buying small purchases in a grocery one at a time instead of by bulk. Whatever your strategy may be, it’s time to get creative just to get to that $250.

Some limitations are that ATM purchases are not considered to be a part of the promotion. Only five checking accounts per depositor is allowed, or five checking accounts per household, whichever is lower. Eligible savings account includes the Regular Savings Account with a minimum opening balance of $25. And also, the Keep the Change promotion may be modified or canceled at any time, without prior notice. Some fees may reduce earnings.

UniWyo Gives 3.65% – On A Checking Account!

With CD Rates dropping like hot potatoes, it comes as a shock to see a nifty rate of 3.65% (the highest CD at this time is 3% by Navy Federal). But guess what, this incredible rate isn’t even for a certificate of deposit, rather, it’s for a checking account.

Yes, it’s something completely new, and it’s certainly a different kind of rewards checking account. That’s why UniWyo Federal Credit Union has named it the Xtraordinary Checking Account. Instead of giving away iPods or cash, UniWyo is rewarding their customers with higher rates. And that’s not all, you also get the chance to earn some money by signing up to their E-statements.

Just like any rewards card, you will have to qualify for the 3.65% rate. It’s easy though, all you have to do is meet these requirements:

* Sign up E-statements from UniWyo
* Have at least 10 debit card transactions per month with an average transaction amount of $5.00 or more
* Deposit directly to your Xtraordinary Checking account at least once a month
* Have an aggregate deposit/loan balance of $5,000 or more

The best thing about it is, you can qualify monthly! If you missed to make at least 10 debit transactions in a month, you can go ahead and try it again next month without fear of having defaulted from the special rate.

As always, there is the fine print. So here’s what you need to know. The special rate will only apply to balances up to $25,000. All balances over $25,000 will be awarded a rate of 0.15% APY. When qualifications for the month are not met, rates will also be 0.15%. And lastly, the rates are subject to change without prior notice.

So those are the things you need to watch out for with this promotion. If you think you can handle the fine print, then go on and head down to UniWyo. One good thing about the fine print though is that no minimum balance is required. So you won’t suffer from any penalties should you fail to deposit in your checking account. UniWyo is located in of course, Wyoming.

Benefits of Having A Checking Account

Checking accounts are those bank products that always seem to be getting the promotions. Banks are always throwing around promo after promo just to get you to sign up to a checking account with them. If you’ve managed to deflect all the free Ipod Touch promotions, here are the real reasons why you should open a checking account:

1. Security – Carrying around a check book is much safer than bringing large sums of cash. You’d be less prone to muggers and even if someone did steal your bag, they wouldn’t be able to do anything with your checkbook since it doesn’t have your signature in it anyway.

2. Convenience – It becomes easier to make large payments with a checking account. Plus, you won’t have to go to your bank to arrange for a manager’s check since you already have a booklet of blank checks in your drawer. You can also pay bills with a check, without needing to go to the bank to withdraw or to an ATM.

3. Management – Having a check book makes it easier for you to see where your expenditures are going. The nature of the check book requires you to note down every time you deduct something from your account. Withdrawing from the ATM can make you easily forget what you withdrew the money for, but with a check book, you can clearly state it there, keeping you in track of your money spending habits.

4. Establish Credit – And finally, one of the most important benefit of having a checking account is that it helps you build your credit score. This can be useful in the future, especially if you’re thinking about taking up a loan or mortgage.

The next time the bank announces another Ipod Touch promotion or a free $100, go ahead and take advantage of it. After all, checking accounts are good for you.

Get A Free Flip Video Slide With Flushing Bank’s Checking Account

Don’t have a checking account yet? You’re just in time to open one! Get a checking account with Flushing Bank, and they’ll give you a free high definition flip and slide video camera from Cisco.

To avail of the video promotion, customers must open a BestRate Checking account with Flushing Bank. This checking account gives you a 1.30% APY for the first 90 days after account opening. After that, standard rates will apply.

Aside from acquiring a cool video camera, you will also be eligible for getting up to $100 from using your debit card, online bill pay, or direct deposit.

Now here’s the fine print. Only those who don’t already have a checking account with Flushing Bank are eligible for this promotion. Plus, the money you deposit in the checking account must be “new” money, or money that hasn’t been transferred from any other existing account in Flushing Bank.

Although the minimum deposit required to open a new checking account is only $100, the maintaining balance for the checking account should be at least $5,000 to avoid fees. And only those with an opening balance of $25,000 will receive a 16G Flip Video Slide HD at account opening. Aside from these requirements, the account must remain open and in good standing for six months.

Even with all the fine print, if you’ve got what it takes to open an account, the promotion remains good. After all, who wouldn’t want to have a free flip video slide camera? It’s handy, it’s cool, and with this deal, you can capture both a good interest rate, plus your most cherished memories.

Flushing Bank has several locations in New York.

Save on Your Mortgage By Getting 1% Cash Back With Chase Investments

Here’s the deal. If you have a mortgage with Chase Investments, you’re eligible to a 1% cash back every time you pay your mortgage. Think about it, if you already have a mortgage, it’s a given fact that you’ll be paying for it every month. Why not get a mortgage that gives back every time you make a payment?

It’s really simple. If you already have a mortgage with Chase, all you need to do is open a checking account with them. You can either choose to have your 1% paid directly to your checking account, or deducted from your principal balance.

In their website, Chase offers a specific example to show you just how much you’ll be saving with the 1% Cash back Program. Say you have a $300,000 loan on a 30-year term and your monthly payment is $1,750. You’ll be rewarded annually with a $210 cash back on your payments. You can choose to have this directly paid to your checking account where you’ll be saving a total of $6,303 for the lifetime of the loan. And better yet, if you choose to pay the amount to your principal, you’ll be saving a whopping $15, 803 plus you’ll be paying off your loan 9 months early. Sounds good right?

If you already have your mortgage in another institution but you have a checking account with Chase, you can simply transfer your mortgage to Chase to avail of the promotion. The savings on mortgage you get with Chase 1% Cash back will vary with the loan amount and term. To get an idea of just how much you can save, you can head on to their website where they offer a cash back calculator. Just input your loan term, interest rate and loan amount, and you’re all set.

And as their tagline goes, you pay your mortgage, your mortgage pays you.

Get Your Teen To Save More With REALTunes Checking Account

Wondering how to get your teen to save more? The REALTunes Checking Account from NorStates Bank just might be able to help.

Instead of giving out checking account rewards of higher interest rates which teens might find boring and uninteresting, NorStates Bank is giving away free iTunes downloads as an alternative. By performing simple banking functions every month, account holders will be able to receive iTunes download refunds which may be more satisfying and relatable for youngsters.

Aside from having the chance to get free music from the likes of Lady Gaga, Katy Perry, Maroon 5, and other popular artists, iTunes applications and ring tones are also included in the package.

By signing up, account holders can earn up to $9.95 free iTunes download refunds. Plus they will be able to earn up to $4.95 of the same refund for each statement cycle. This checking account has no minimum balance required, no monthly service fees, and has nationwide ATM fee refunds. Other perks include free internet banking with bills payment functions, unlimited check writing with no per-check fees, free online statements with check images, and a free MasterCard debit card with UChoose Rewards.

To earn the iTunes rewards, here are the three things that your teen will need to do each month:

1. Perform 10 signature-based debit card transactions
2. Access Interenet banking once
3. Enroll and receive statements electronically

If these sounds like something your teen (or perhaps you, if you’re interested) is already doing, then getting rewards would be pretty simple. However, if the qualifications aren’t met for one statement cycle, there’s no need to worry. By the next month, your teen will be able to re-qualify for the iTunes downloads and ATM fee refunds.

NorStates Banks is located in Illinois, with branches in Waukegan, Gurnee, Round Lake Beach, Winthrop Harbor, and Antioch.

Great Rewards Checking Account at Texas First Bank

Texas First Bank logoTexas First Bank is offering an awesome High Yielding Checking Account to its local customers.

If you live in SE Texas this may be an offer you want to take a look at.

You will earn an unprecedented 3.25% APY on your Checking account.  This would be a very high yield on a savings account let alone a checking account.

Not only will you earn high interest on the balance of the account, but the checking account itself is free.  Plus you will be eligible for ATM fee refunds from ATM’s all over the nation.

Check our the other Rewards Checking Account Offers.

Of course there is some other details and fine print so here you go:

  • 3.25% APY on balances up to $10,000
  • 1.01% APY on portion of balances over $10,000
  • 0.05% APY if monthly qualifications are not met (qualifications below)
  • Nationwide ATM fee refunds (up to $45 per month)
  • No minimum balance
  • No monthly service fee
  • Unlimited check writing
  • Free check card
  • Free online banking with bill pay
  • Free direct deposit
  • Free telephone banking
  • Free mobile banking
  • Free eStatements
  • $50 deposit to open

And here is what it takes to remain qualified to receive the 3.25% APY:

  • Make 10 check card purchases each statement cycle
  • Receive monthly eStatements
  • Set up 1 recurring direct deposit or ACH auto debit

These three things are pretty simple to accomplish withing a given monthly cycle.  If you do not qualify for a particular month you will receive the standard .05% APY for that month, but this is not permanent.  Once you meet all the qualifications for any month after you will receive the 3.25%* and ATM refunds for that month.  (*For balances up to $10,000, and 1.01% on the remaining balance.)

Texas First Bank is FDIC insured and services customers in SE Texas. For more info and to read all the fine print visit here.

You can also find our great list of checking account specials.

Get $10 Free With US Bank Visa Buxx Card for Your Teen.

US Bank Visa Buxx CardA few days ago we posted an article about the Visa Buxx Card for teens.

If you sign up with US Bank your teen could get $10 for free add onto the card.

If your plans were to sign up your teen for the Visa Buxx card why not take advantage of $10 free dollars with US Bank.

How to get the $10?

It is actually quite simple.  Simply use the coupon Buxx10 when you sign up through US Bank and your teens Buxx card will get 10 FREE dollars packed into that card.

What is the Visa Buxx Card?

That is a great questions.  Head over to our What is the Visa Buxx card article to find out all the details and see if it is right for you and your kids.

Where do I sign up?

You  can head to the US bank site to sign up and get all the fine print here.

Get Bonus Miles with B of A

Don’t even worry about using a credit card because this is a debit card.  Yeah thats right… no interest and great bonus miles.

You can earn 3000 bonus miles today.  Bank of America has teamed up with US Airways to offer this great deal.

There is a $30 annual fee, but the cards perks include.

  • The 3000 bonus miles (given after the first purchase.
  • B of A’s Photo Security
  • 1 point for ever $2
  • Simple tracking and Limit setting flexibility
  • 1 point for $1 spent on US Airways related products and service purchased directly from US Airways

A few of the Negatives.

  • $30 Annual Fee
  • Miles will not be earned on ATM transactions.
  • Must keep your checking account active to receive benefits.

Bank of America is one of the nations largest financial institutions.

Pages: 1 2 Next