FedONE Credit Union 6 Month CD Rate at 1.00% APY

The best CD rate for the 6 month term is sitting at 1.15% from Bank of Internet, but FedONE Federal Credit Union comes in close. We are seeing a trend that many Credit Unions are starting to take the top spots of most certificate of deposit rates, at the same time large banks are cutting their rates and falling off the leading charts. FedONE Federal Credit Union doesn’t have one of the best 6 month CD rates, but they do have something worth mentioning. This small credit union has been in business for over four decades, which is something worth noting with all of the current bank failures going on.

You have to become a member at FedONE before you can buy into any of their CDs. Each CD account requires a minimum deposit of $1,000.

Other FedONE CD rates:

  • 12 month certificate of deposit at 1.10% APY
  • 24 month certificate of deposit at 1.35% APY
  • 36 month certificate of deposit at 1.35% APY

FedONE has been around since 1961 when the Justice Department of Immigration and Naturalization Services opened their own credit union stationed in San Pedro, California. Since the beginning FedONE has evolved into one of the best California credit unions, servicing the INS, Department of Justice employees who work in or are headquartered in Arizona, California, Hawaii, Nevada, the Territory of Guam, the Mariana Islands and their immediate family.

FedONE has two California locations in Laguna Niguel and Los Angeles. Be sure to check their website for all of their updated CD rates.


Navy Federal Credit Unions Great Starter Certificate of Deposit

Navy Federal Credit UnionIf you are new to CD’s (certificate of deposits), just want to get your feet wet, or have a small amount of money to invest then Navy Credit Federal Union has a great starter certificate you may be able to take advantage of.

We have been noticing that credit unions have been offering better deals on certificate of deposits then banks have  (see Northeast Community CU 2.50% APY on a 12 Month CD).  Although Navy Federals CD rates are not the best they do have a great starter package.

Check out the nations Best CD Rates.

It is called their EasyStart Certificate and here are the details.

  • 12 month term
  • 1.15% APY
  • Only a $100 Minimum Deposit

With a $100 minimum deposit almost anyone, new to CD’s or not, can take advantage of this deal.  Most of the best 12 month CD rates we see have minimum deposits in the thousands.

So if you are new to certificates and do not have much money to get started this NFCU EasyStart Certificate may be a great introduction to CDs for you.

For the fine print and other details for NFCU visit here.