Better Cash Rewards With Capital One Credit Card

People would always make it a point to find the best kind of credit card for them to acquire and use at the same time. There are many banks and other financial companies that are offering all kinds of credit cards for their members and customers to grab and use. In order to remain competitive, banks give it all they’ve got, and right now Capital One is offering some of the best rewards in terms of credit cards.

About Capital One

Capital One is a diverse and well-established bank that has many branches all over America. This is the kind of bank that offers a wide array of financial services and products to clients, consumers, and even small businesses. Those who need financial help will surely get it in Capital One but if there is one famous service that people are availing of right now, it is definitely the Capital One Credit Card with cash Rewards.

Capital One Credit Card with Cash Rewards

Anyone with a good financial status and record can apply for the Capital One Credit Card with Cash Rewards. This kind of credit card can be used anytime, anywhere. So what are the perks and benefits you can avail of with this card?

The first benefit is that there is no membership fee. Say goodbye to sudden charges to your card at the beginning of the year. No membership fees means huge savings for anyone. Those who will be having this card will not have to worry on how much they will be spending for the membership alone.

The second benefit is that the APR on the purchases is 0% up to June 2013 and will be 12.9%-20.9 % after. Which is why it’s best to get this card as soon as possible so you can avail of the 0% APR for a longer time. This gives you a long time frame to acquire items using installment without having to worry about interest. Cash advance APR is a variable of 24.9% and the late penalty fee will only just be up to $35 which is very minimal as compared to the other credit cards.

And the third and best benefit about this card is the rewards. There will be a 50% bonus on the different cash backs every single year and a $100 one-time bonus for those people who will be able to spend $500 during the first three months of purchasing and using the credit card. These cash rewards are very good bonuses to grab indeed.

More Points Return By True Earnings Credit Card from Costco and American Express

If you want to get back a percentage of the things you spend for with your credit card, look no further. The True Earning Credit Card lets you enjoy countless perks in terms of getting rewards – and even cashback bonuses.

Things to Like

1. This card allows you to get 3% cash back for every gasoline purchase. However, this is applicable only during the first $3,000 gasoline purchase s in a year. After this time period, you still get to earn a percentage on cash-back, but only at 1%.

2. Earn 2% cashback on purchases from restaurants or travel options. This includes buying airplane tickets, cruise expenses, hotel stays, or car rental.

3. Get 1% cashback on other purchases made, even at Costco.

4. Enjoy a zero introductory APR during the initial six months upon opening an account. Make the most of this benefit, as you will be charged a variable APR thereafter. Currently, this APR is at 15.24%.

5. Once you’ve accumulated points, a reward coupon will be issued to you annually. You can use this coupon for redemption at Costco Warehouses for cash or merchandise.

6. Once great thing about this card is that you can monitor your points at any given time.

7. For even bigger rewards, open an Additional Card member card at no added cost. The more purchases used by this card, the more points you get.

8. Are you the entertainment buff? Use this card to score exclusive access to the best shows, theater, concerts, or sporting events. Plus, you can early tickets – and we’re talking about early as in before the tickets will be even made public.

9. You can enjoy free extended warranty on the items you purchase that typically have less than 5 years of warranty.

10. Accidents can happen. No worries – the True Earnings card provides up to $100,000 insurance in case of accidental death or dismemberment.

Things to Think About

1. If you must redeem you rewards coupon, be sure to do this before August 31st upon the year of issuance. After this, you won’t be able use the coupon as it loses its value.

2. You are required to have a Costco membership, to prevent cancellation of your American Express Card.

These disadvantages can easily be weighed down with the benefits you get. The cash back bonuses prove to be quite substantial. Obviously, it becomes more relevant if you’re the type of person who enjoys eating out, shopping, or traveling. If you’re all these things and more, then the True Earning Card is your perfect companion.

Blue Cash Everyday from American Express: Credit Card Review

When shopping for credit cards, some of the alluring factors are high cash back rewards, and 0% APR. It seems that the Blue Cash Everyday Credit Card from American Express has both. Not only that, they also have some extra perks that make the card even more enticing.

Cash Back Rewards from Blue Cash Everyday

Get as much as 3% cash back when shopping at your favorite supermarket. 2% cash back from gasoline stations, and 1% cash back on all other purchases. The great thing about this is that they have no rotating categories. Meaning, you can get cash back for your regular purchases everyday, all year round.

You can also redeem you cash back rewards whenever your available Reward Dollar balance is 25 or more. You can get cash back or gift cards from a wide variety of restaurants and shops plus other hot items like electronics, fashion, sports equipment, and accessories.

0% APR and No Annual Fee

You can enjoy a 0% APR on the first 12 months of card use. This means that you can charge for purchases while paying them slowly over the year without being charged any interest on the remaining balance. APR after the promotional period will be either 17.24%, 20.24%, and 22.24% depending on credit worthiness. Aside from that, the card also has no annual fee, giving you great savings every year. American Express will also charge no annual fees for additional cards

Additional Perks

Other perks include different advantages in travel, entertainment and shopping categories. The card offers travel accident insurance, car rental loss and damage insurance, and competitive prices on hotels and low fares in travel destinations. As for shopping, items bought with the Blue Cash Everyday Card have a 90 day coverage for theft and accidental damage. Coverage is good for up to $1,000 per occurrence and as much as $50,000 for the whole year per card member. Also, even if the vendor doesn’t accept returns on a purchase you made, American Express can refund your purchase price up to $300 per item. You can also get premier seating for concerts and movies.

Some Fine Print

Their terms and conditions are just the same as usual, but card members must notice that the introductory APR may be lost or canceled upon late payments.

About American Express

American Express is the world’s largest card issuer by purchase volume, and they process millions of transactions everyday. It has earned five JD Power and Associates awards for highest customer satisfaction among credit card companies.

It seems that the Blue Cash Everyday Card from American Express is one card that offers a lot of benefits for the users. One thing to remember however, is the APR after the promotion period is slightly higher than what other cards are offering. Nonetheless, the cash back rewards are also something to reckon with.

Credit Card Review – Southwest Airlines Rapid Rewards Credit Card

Southwest Airlines Rapid Rewards® Plus Credit Card (Public) Quickly earn reward points with Southwest Airlines Rapid Rewards Credit Card from Chase.

When you make a purchase on your Rapid Rewards Credit Card you will earn 1 mile/point for every $1 that you spend. You can earn 2 miles/points per $1 spent when make Southwest Airlines or Rapid Rewards Hotel and Car rental purchases.

International Travel Options: You can use your points to purchase flights on more than 50 global carriers to over 800 international destinations.

Don’t travel that much? No problem because your points can be use to get gift cards, experiences, cruises and more. There are a lot of options to spend your points on.

Each anniversary you own the card you will receive extra bonus miles.

More information about the Rapid Rewards Credit Card:

  • You get unlimited reward seats. This means if there is a seat available you get it. Some programs limit the number of reward seats on the aircraft.
  • There are no black out dates so you can use your reward points any day of the year.
  • As long as you have flight or Partner earnings every 24 months your points will not expire. Continue to use your card and points and they will not expire. No activity for 24 months and your points could expire.
  • Bags Fly Free!

You can also get great online customer service and account management tools.

Apply Here for the Southwest Airlines Rapid Rewards® Plus Credit Card from Chase

The fine print:
Travel is subject to the government-imposed September 11th Security Fee of up to $10 per round trip. Number of points required to redeem for free flights is dependent on fare availability, destination, time, and day of travel, which are subject to change. Travel good on Southwest Airlines published, scheduled service. Southwest Airlines Rapid Rewards Visa credit cards are issued by Chase Bank USA, N.A. Accounts subject to credit approval. Restrictions and limitations apply. Annual credit card and balance transfer fees apply.

10,000 Bonus Miles and First Year Free with Capital One Venture Card

Capitol One Venture CardAre you someone that has excellent credit and are looking for a rewards credit card?

The Capital One Venture Card is offering 10,000 free bonus miles.  To get these bonus miles you simply have to spend $1,000 within the first 3 months.  On top of the free miles they are going to pay your first years fee for you, a $59 value.

Money Magazine had this to say about the Venture card

“Best Rewards Card if you aim to rack up airline miles.”

With the Venture Card from Capital One you will also get double miles on every purchase, and you can redeem your miles for any travel expense and book your travel any way you choose.

A huge benefit is that you can fly on any airline, any time, with no blackout dates.  The 10,000 bonus miles will put you well on your way to a free round trip flight.  During your travels you will have no foreign transaction fees.

The Financial Details:

  • Purchase APR: 13.9% variable APR
  • Transfer Rate and Fee: 13.9% variable APR with No Transfer Fee
  • Annual Fee: $59 (waived for the first year)

This credit card is for people with good credit.  If you have poor credit check out our tips on repairing credit, or credit cards you can qualify for with poor credit.

To see more details and fine print about the Venture card see here.

$100 Cash Back Bonus with Discover Card

Get $100 Cash Bonus with the Discover® More Card – $ 100 Cashback Bonus.

Pretty simple to qualify.  You simply need to make $500 in purchases within the first 3 months to qualify.

On top of that you can get 5% Cash Back in popular purchasing categories.  Check out when and which categories you can earn 5% cash back.

  • January – March earn 5% on travel purchases.
  • April – June earn 5% on home and fashion
  • July – September earn 5% on gas, hotels, movies and theme parks.
  • September only earn 5% on grocery and drug stores.
  • October – December earn 5% on restaurants and fashion.

Plus you can choose from a wide array of awesome credit card designs.
Click on any of the cards below to find your design.

Discover Credit Card Designs

Discover is one of the nations largest and most trusted credit card providers.  Here are a few more of the benefits on the More Card from Discover.

  • 0% intro APR on balance transfers for a 18 months, then the Regular APR
  • 0% intro APR on purchases for a full 12 months, then the Regular APR
  • Get $100 Cashback Bonus when you make $500 in purchases within 3 months
  • Get 5% Cashback Bonus in restaurants, department stores and clothing store purchases.
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • Apply Now!

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here” button, you can review the credit card terms and conditions on the issuers website.