Rewards Checking Account

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Get More Cash With Capital One’s Cash Credit Card

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Sunday, January 8th, 2012

Rewards cards are surely an abundant thing, what with every credit card company and bank vying for your attention. However, it seems that Capital One’s Cash Credit Card has some pretty awesome quirks that may just make you seal the deal. This card from Capital One is giving away a 50% additional bonus on the cash back that you’ve earned for the year! That’s like having a 13 month pay which we all know is a treat.

Capital One Cash Credit Card Features

Here’s the thing, aside from getting a 50% bonus every year on the amount of cash back that you’ve earned, you can also get a one-time $100 bonus for all new account openers. You can get your extra $100 after you’ve spend $500 using your card for the first 3 months of card opening. You can also enjoy a regular cash back of 1% on every purchase that you make. The good thing is, you can get your cash back at any time that you want it, however you want it.

Capital One’s Cash Credit Card also offers a low APR – in fact, it offers a 0% APR up until December 2012. So if you open your card this January, you can use this card to transfer any balance you might have on an existing credit card without having to worry about growing interest. Transfer APR is also 0% until December 2012. After that, a variable rate of 14.9 -20.9% will apply. One more perk that the card offers is that consumers get to have a grace period of 25 days on purchases. So if you’ve spent more than you can afford on a particular month, you’re given an extra 25 days to come up with the money.

Other Benefits

The card also offers other benefits such as a $0 Fraud Liability if your card has been stolen or used without your authorization. You also get 24 hour travel assistance. As for those who love to shop big, the card has no pre-set spending limit, giving you the flexibility to make the purchases that you want.

Capital One’s Card isn’t called a Cash Credit Card for nothing because it really offers more on your cash. With a welcome bonus, 0% introductory APRs, plus that 50% bonus cash back, your credit card life is sure to be looking up this 2012.

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Categories : Credit Cards

Tags : Capital One Bank, capital one checking account, Credit Cards, Rewards Checking Account

Berkshire Bank Gives 1.20% on Rewards Checking Account

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Saturday, December 3rd, 2011

Berkshire Bank has currently made some changes on their rewards checking account. This new version is what they call the Super Power NOW Checking and some of its perks include a good 1.20% interest rate. Most checking accounts don’t have an interest rate, so for those who make it a practice to keep money in their checking account, having an interest would really help boost your earnings. Aside from the rate, an interesting thing to note is that Berkshire Bank has decided to eliminate the need of debit card usage.

What Are The Requirements?

Before, the checking account used to require 6 debit card purchases that amount to the total of $100 per statement cycle. Today, this requirement is eliminated and all consumers have to do is make a direct deposit of at least $500 either from a salary or pension. If these terms are not met, then the interest rate may be waived. A downside to the checking account is that if the minimum balance of $1,500 is not maintained, a monthly fee of $10 will be imposed.

In order to open an account, a visit to any of their branches must be made. Berkshire Bank Branches can be found in New York City, Brooklyn, Bloomingburg, Harriman, and Goshen. Branches can also be found in some locations in New Jersey such as Ridgefield and Teaneck.

How The Rate Compares

The rate on this promotional checking account is announced to last until April 30, 2012 so it’s best to take advantage of the rate at the earliest time possible. This account is ideal for those who don’t like using debit cards. This rate is also competitive to other banking institutions such as Flagstar bank with a 1.25% rate, and UFB Direct with 1.30%. This annual rate from Berkshire is higher than the highest nationally available among CD rates which is 1.15% from CIT Bank. Berkshire bank is an FDIC Insured bank that has roots since 1871.

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Categories : High Interest Checking Accounts

Tags : berkshire bank, berkshire checking account, high interest checking account, Rewards Checking Account

UniWyo Gives 3.65% – On A Checking Account!

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Monday, June 27th, 2011

With CD Rates dropping like hot potatoes, it comes as a shock to see a nifty rate of 3.65% (the highest CD at this time is 3% by Navy Federal). But guess what, this incredible rate isn’t even for a certificate of deposit, rather, it’s for a checking account.

Yes, it’s something completely new, and it’s certainly a different kind of rewards checking account. That’s why UniWyo Federal Credit Union has named it the Xtraordinary Checking Account. Instead of giving away iPods or cash, UniWyo is rewarding their customers with higher rates. And that’s not all, you also get the chance to earn some money by signing up to their E-statements.

Just like any rewards card, you will have to qualify for the 3.65% rate. It’s easy though, all you have to do is meet these requirements:

* Sign up E-statements from UniWyo
* Have at least 10 debit card transactions per month with an average transaction amount of $5.00 or more
* Deposit directly to your Xtraordinary Checking account at least once a month
* Have an aggregate deposit/loan balance of $5,000 or more

The best thing about it is, you can qualify monthly! If you missed to make at least 10 debit transactions in a month, you can go ahead and try it again next month without fear of having defaulted from the special rate.

As always, there is the fine print. So here’s what you need to know. The special rate will only apply to balances up to $25,000. All balances over $25,000 will be awarded a rate of 0.15% APY. When qualifications for the month are not met, rates will also be 0.15%. And lastly, the rates are subject to change without prior notice.

So those are the things you need to watch out for with this promotion. If you think you can handle the fine print, then go on and head down to UniWyo. One good thing about the fine print though is that no minimum balance is required. So you won’t suffer from any penalties should you fail to deposit in your checking account. UniWyo is located in of course, Wyoming.

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Categories : Rewards Checking Account

Tags : high APY, High Interest Checking, Rewards Checking Account, Uniwyo

Get Your Teen To Save More With REALTunes Checking Account

By BankAim · Comments (0)

Wednesday, March 16th, 2011

Wondering how to get your teen to save more? The REALTunes Checking Account from NorStates Bank just might be able to help.

Instead of giving out checking account rewards of higher interest rates which teens might find boring and uninteresting, NorStates Bank is giving away free iTunes downloads as an alternative. By performing simple banking functions every month, account holders will be able to receive iTunes download refunds which may be more satisfying and relatable for youngsters.

Aside from having the chance to get free music from the likes of Lady Gaga, Katy Perry, Maroon 5, and other popular artists, iTunes applications and ring tones are also included in the package.

By signing up, account holders can earn up to $9.95 free iTunes download refunds. Plus they will be able to earn up to $4.95 of the same refund for each statement cycle. This checking account has no minimum balance required, no monthly service fees, and has nationwide ATM fee refunds. Other perks include free internet banking with bills payment functions, unlimited check writing with no per-check fees, free online statements with check images, and a free MasterCard debit card with UChoose Rewards.

To earn the iTunes rewards, here are the three things that your teen will need to do each month:

1. Perform 10 signature-based debit card transactions
2. Access Interenet banking once
3. Enroll and receive statements electronically

If these sounds like something your teen (or perhaps you, if you’re interested) is already doing, then getting rewards would be pretty simple. However, if the qualifications aren’t met for one statement cycle, there’s no need to worry. By the next month, your teen will be able to re-qualify for the iTunes downloads and ATM fee refunds.

NorStates Banks is located in Illinois, with branches in Waukegan, Gurnee, Round Lake Beach, Winthrop Harbor, and Antioch.

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Categories : Checking Account Promotions, Rewards Checking Account

Tags : Checking Account Promotions, norstates bank, realtunes checking account, Rewards Checking Account

Great Rewards Checking Account at Texas First Bank

By BankAim · Comments (0)

Wednesday, September 29th, 2010

Texas First Bank is offering an awesome High Yielding Checking Account to its local customers.

If you live in SE Texas this may be an offer you want to take a look at.

You will earn an unprecedented 3.25% APY on your Checking account. This would be a very high yield on a savings account let alone a checking account.

Not only will you earn high interest on the balance of the account, but the checking account itself is free. Plus you will be eligible for ATM fee refunds from ATM’s all over the nation.

Check our the other Rewards Checking Account Offers.

Of course there is some other details and fine print so here you go:

3.25% APY on balances up to $10,000
1.01% APY on portion of balances over $10,000
0.05% APY if monthly qualifications are not met (qualifications below)
Nationwide ATM fee refunds (up to $45 per month)
No minimum balance
No monthly service fee
Unlimited check writing
Free check card
Free online banking with bill pay
Free direct deposit
Free telephone banking
Free mobile banking
Free eStatements
$50 deposit to open

And here is what it takes to remain qualified to receive the 3.25% APY:

Make 10 check card purchases each statement cycle
Receive monthly eStatements
Set up 1 recurring direct deposit or ACH auto debit

These three things are pretty simple to accomplish withing a given monthly cycle. If you do not qualify for a particular month you will receive the standard .05% APY for that month, but this is not permanent. Once you meet all the qualifications for any month after you will receive the 3.25%* and ATM refunds for that month. (*For balances up to $10,000, and 1.01% on the remaining balance.)

Texas First Bank is FDIC insured and services customers in SE Texas. For more info and to read all the fine print visit here.

You can also find our great list of checking account specials.

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Categories : High Interest Checking Accounts, Rewards Checking Account

Tags : High Interest Checking, Rewards Checking Account, Texas, Texas First Bank

Archive for Rewards Checking Account

Get More Cash With Capital One’s Cash Credit Card

Berkshire Bank Gives 1.20% on Rewards Checking Account

UniWyo Gives 3.65% – On A Checking Account!

Get Your Teen To Save More With REALTunes Checking Account

Great Rewards Checking Account at Texas First Bank

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