Wondering how to get your teen to save more? The REALTunes Checking Account from NorStates Bank just might be able to help.

Instead of giving out checking account rewards of higher interest rates which teens might find boring and uninteresting, NorStates Bank is giving away free iTunes downloads as an alternative. By performing simple banking functions every month, account holders will be able to receive iTunes download refunds which may be more satisfying and relatable for youngsters.

Aside from having the chance to get free music from the likes of Lady Gaga, Katy Perry, Maroon 5, and other popular artists, iTunes applications and ring tones are also included in the package.

By signing up, account holders can earn up to $9.95 free iTunes download refunds. Plus they will be able to earn up to $4.95 of the same refund for each statement cycle. This checking account has no minimum balance required, no monthly service fees, and has nationwide ATM fee refunds. Other perks include free internet banking with bills payment functions, unlimited check writing with no per-check fees, free online statements with check images, and a free MasterCard debit card with UChoose Rewards.

To earn the iTunes rewards, here are the three things that your teen will need to do each month:

1. Perform 10 signature-based debit card transactions
2. Access Interenet banking once
3. Enroll and receive statements electronically

If these sounds like something your teen (or perhaps you, if you’re interested) is already doing, then getting rewards would be pretty simple. However, if the qualifications aren’t met for one statement cycle, there’s no need to worry. By the next month, your teen will be able to re-qualify for the iTunes downloads and ATM fee refunds.

NorStates Banks is located in Illinois, with branches in Waukegan, Gurnee, Round Lake Beach, Winthrop Harbor, and Antioch.