The Ultimate Experience with Bank of the West’s Platinum Rewards Credit Card

Credit cards always come in handy when people run out of cash or if they missed to bring the right amount. With the modern electronic world today, credit cards are a necessity to making purchases, paying bills, and simply keeping up with your finances. Almost all people who have good credit standings or those who can afford have different credit cards from different banks or other financial institutions. This is how people nowadays carry and handle their finances.

About Bank of the West

Today, one of the better credit card providers is Bank of the West. This is a strong financial and well capitalized institution that is FDIC insured. Many people have already entrusted their money with this bank for more than 135 years. They also have complete and well organized services and personnel that customers will appreciate. One of their services is their platinum rewards credit card.

Platinum Rewards Credit Card

With the Platinum rewards credit card, card holders will be able to save money because there are no additional payments or expenses. There are also no annual fees. The introductory APR is 0% for all purchases on the first six months of getting the card. This is greatly advantageous to those who are keeping up with their finances. This card is also widely accepted in different locations and establishments ensuring convenience.

Rewards

On the other hand, the best thing about this platinum rewards credit card is the rewards. Every $1 spent on purchases is equivalent to one reward point. The rewards are unlimited and have no expiration date as well as annual cap just as long as the credit card account is in good standing and is open. Most of the rewards that people can choose include rebates, travel, gift cards, unique experience, and merchandise. This rewards card can help you make the most of your money while enjoying extra perks with your usual purchases.


American Express Premiere Rewards Gold Credit Card: Earn and Multiply Your Rewards

Credit cards are a necessity to many people all around the world. Almost everyone in the United States have benefited from owning credit cards because it eliminates the need of having to bring cash around. Plus, with the advent of online shopping, credit cards have more than doubled in their purpose. Aside from that, daily needs such as groceries, paying their bills, and even gassing up are made more convenient with the right credit card.

American Express
makes it safer and easier for its clients or customers to purchase the basic things and necessities they want and need. They can just use it anytime they want and earn practical rewards at the same time. American Express is also the recognized as the world’s biggest card issuer and millions of financial transactions happen in their establishments daily because people simply trust them with regards to their money. So what makes their American Express Premiere Rewards Gold Card unique and useful compared to the other kinds of credit cards?

One of the most appealing things about this card is that there is no pre-spending limit as compared to other cards. The card also offers roadside assistance plus damage and car rental loss insurance which many clients or owners can use. And lastly, American Express gives remarkable rewards or bonuses to their customers. For their clients to be eligible to receive the bonus, they should first be enrolled in the American Express program of their membership rewards. 25,000 points will be given and accounted for when the owner of the credit card will be able to spend at least $2,000 worth of purchases during the first three months of membership. The points will then be credited to the card six to eight weeks after meeting the requirement. The bonus points will then be redeemed through gift cards valued at around $250 dollars. This amount will be very useful to those who love shopping and will be helpful in the daily lives of the clients. So if you do not have this card yet from American Express, you can easily apply for one online.


Power Rewards Visa Card is Bank of America’s Most Versatile Offer in Rewards

Rewards from credit offers come in many forms, but what reigns superior these days is a card that allows its customers to personalize the bonus they will be getting. Bank of America certainly knows the market in these type of cards, and this is why they have come up with the Power Rewards Visa Credit.

More Options, More Choices

The features of the Power Rewards card are essentially similar to other rewards card. For every daily spending, you get designated points. Whether you spend money on gas, groceries, home repairs, cellphones, or food establishments, you’re sure to have points added in your name. The incentives range according to your purchases. Groceries earn you 2% of the value of each cash back bonus, while gas gives you 3%. All other purchases give only 1%.

Once you’ve accumulated enough points, you can use them to redeem rewards of your choice. Shopaholics can use the points to browse through the Power Rewards mall. For the generous-at-heart, purchasing gift cards can be another option. And of course, back-packers and business travelers will be delighted to know that they can avail airfare and hotel privileges just by accumulating enough points. If you’re getting a little short on cash, then changing your points into money can be done. You can either choose to withdraw the amount for any immediate need, or it can be automatically transferred to your account.

Rates and Charges

The Power Rewards card offers a zero introductory rate for the first use. After this period, the APR for purchases will be decided base don your credit worthiness. This can range from 12.99% up to 20.99%. The value on the market Prime rate will also be considered.

As a bonus, the cardholder will also get to enjoy zero APR for balance transfers in the first year, after which the credit will be evaluated for the fixed APR every year thereafter. Cash advances have an APR of 20.99% for every direct deposit as well as check cash advances. On the other hand, an APR of 24.99% is fixed upon Bank cash advances.

Paying the monthly dues must be done within 25 days from receiving the bank statement. Like most cards in the rewards category, it offers zero-liability on unauthorized transactions.

With its fair rates and a wide range of rewards options to choose from, the Power Rewards Visa card is the perfect way of getting the most out of any credit card.


Reap travel Benefits from Southwest Airlines Rapid Rewards Card

Have you ever heard of free sky miles with every swipe form your credit card? We’re sure you have, but doing your homework in order to find the best match for your needs is a different story. Fortunately, Chase bank offers the Southwest Airlines Rapid Rewards card. Equipped with a plethora of rewards, this is the perfect card for just about anyone who frequently flies in and out the country.

About Southwest Airlines Card

How does one earn points? There are many ways for the cardmember to do so – from purchases to bill payments, and even through additional card users.

For any regular purchase using the card, one point is earned for every corresponding dollar spent. These purchases can be made from various dining establishments, hotels, rental cars, or retail stores. A special 2-point reward is given once exclusive Southwest Airlines purchases are made as well.

By using your card to pay your monthly obligations, you can also rapidly up your points earned. The same goes for when you sign another authorized user under your account. You may be responsible for all the charges incurred by this additional user, but the points still go back to you.

Balance transfers also get you one point per dollar transaction. However, this offer is only limited to the first 90 days upon account opening, so better hurry up those transfers.

What can I do with the Points earned?

Once you redeem your points, you can use them to enjoy exclusive points at partner establishments. These rewards may come in the form of travel perks, hotel advantages, cruises, gift cards, and experiences you’ll never forget. As long as you keep account activity for the past 24 months, your points will never expire and will always be ready for use.

But that’s not all. Stick with the use of this card for a year, and you’ll be getting a sweet surprise from Southwest. Whether you are a Premier or Plus cardmember, you get enough points to be used for travel to your favorite destination. The bonus points of 3,000 can be redeemed for $50 worth of Wanna Getaway fare.

And because you become a Visa cardholder once you open get this card, you’ll be able to enjoy access to special dining and entertainment perks.

Bonus Points Once you Open an Account

As soon as you sign up for application, bonus points are automatically transferred to your account after your first purchase. With this, you get 25,000 points, which amounts to more than $400 in flights from their Wanna Getaway fare.

With all its amazing benefits, you won’t have to look any further. Travel rewards surely don’t get any better than this.


Kicking Back in High Gear with the Mercedes-Benz Credit Card from American Express

Some decisions in life are simple. But as any self-respecting petrolhead knows, choosing the right car needs to be more than just about speed, performance, and style. It needs to be cost-effective, achieving great value and return for your hard-earned money.

That’s where the Mercedes-Benz Credit Card comes in. An offering of American Express, this card allows you to enjoy card member benefits, plus more perks for being a Mercedes-Benz fanatic.

Fully Loaded

Most credit cards come with benefits common to all. But with the Mercedes-Benz credit card, you can gain access to exclusive deals that even less-than-enthusiastic car aficionados would want.

It all starts when you sign up. Upon membership, you automatically earn 5,000 membership rewards bonus points, which you can later use to avail the services American Express offers. This includes cruises, hotel stays, and vacations, merchandise, and gift cards that come from over 500 brands, that includes Mercedes-Benz. Frequent flyer privileges and the ease of giving donations to any charity you choose are included as well.

More than just staying on track

When you’ve decided to go full speed and purchase your new Mercedes, you get a $5,000 reward certificate, which is already a great deal and proves to chop off a significant amount of what you could have spent otherwise. It also provides up to 1,000 excess miles, which is then waived towards the end of the lease.

Having a car becomes truly your own when you customize it. And doing so becomes easier when you get your annual $50 reward certificate, which can be used to purchase genuine Mercedes-Benz accessories.

Security assistance is at the high-end. Protect your loved ones and yourself with up to $25,000 in travel accident insurance. A 24-hour roadside assistance can get help to you straight away – whenever, wherever. You can also use your card for auto rentals, which is covered by Car Damage and Loss Insurance in cases where the car is stolen or damaged.

The card starts at 0.0% percent introductory APR for the first 6 months. After that, your APR will be 15.54%, and will vary with the market based on the Prime Rate. Annual membership fee is priced at $95, with no fees for overlimit of purchases.

With all these great deals, signing up becomes as easy as turning on the ignition.


Earn Double Miles with Capital One Venture Rewards Card

The New Year signals new opportunities, and if you’re someone who’s got a heavy wanderlust, then the Capital One Ventures Rewards Card should be the perfect card for you. What makes the Venture card so exciting?

The Perks

First of all, it offers double mile rewards for every purchase that you make. According to Money Magazine, this card is the most rewarding card you can have if you’re craving free flights. You can also book a flight anywhere you want, at anytime. There are no black out dates. And once you’re there, you can enjoy a complimentary Visa Signature Concierge Service, so you feel like a king. You can also get upgrades at the best hotels.

Earning Miles

You can earn miles just by doing your everyday shopping. If you spend an average of $1,250 per month on gas, shopping, groceries, etc. you can possibly earn 30,000 miles per year. Plus, the Venture page offers an easy way to foresee how much miles you can get. All you need to do is change the amount, and see your miles grow in proportion to your spending.

Redeeming

Redeeming your miles has never been easier, all you have to do is go to Capital One’s website, click on the expense, and request your travel credit. As previously mentioned, you can feel free to book anywhere, meaning at any airline, any travel agency or any website. Miles can be used to cover your travel expenses, or you may also choose to use them for gift cards or even give away to charity. You may choose to redeem your miles before, during, or after your trip.

Other Benefits

Other benefits include using your card to get preferred seating at concert, games and shows. You also enjoy superior customer support. Your card also features a $0 fraud liability plus you have online account servicing.

So far Capital One’s Venture card really exhibits an extraordinary rewards service when it comes to airline miles. For those who love to travel and who want to experience different places, the Venture Card can help make your travel dreams come true.


Get $50 Cash Back with BankAmericard Rewards Credit Card

There’s always something fulfilling about having a rewards card. What’s more if the reward for buying your regular purchases is getting some of your cash back. With every swipe, you get excited because of the slowly growing amount you can eventually redeem. Aside from getting some cash back from your purchases, Bank of America is also offering an extra $50 with their BankAmericard Rewards Card.

Getting the extra $50 is easy, just spend as little as $100 or more with your BankAmericard within 60 days of opening your account and you already have it. Aside from the easy $50, the card also offers handsome cash back rewards. Below is a summary of what you can possibly earn:

* 1% cash back on all purchases, anywhere, anytime
* 2% cash back on groceries
* 3% cash back on gas

As you can see, you can get cash rewards by simply buying the purchases you need to buy anyway. Aside from all that, there is also a huge 10% customer bonus if you redeem the amount at a Bank of America savings or checking account.

0% APY

If all the cash back rewards aren’t enough to convince you, the BankAmericard rewards credit card is also packing a punch with their introductory APY. For the first 12 months from account opening, users can enjoy a flat 0% APY on all purchases. This means not having to worry about the building interest on your purchases. After the introductory period a variable APY of 12.99% to 20.99% based on your credit worthiness will apply.

Other Details about BankAmericard

Although there is no annual fee for the use of the card, the terms and conditions state that there is however, a monthly fee of 85 cents for every $100 of Plan balance (up to $25,000). There are also transaction fees for purchases, balance transfers, cash advances, and foreign transactions. There is also a $30 penalty fee for late payment and $25 for returned payment.

Despite some charges in their terms and conditions page, the BankAmericard still offers considerable returns with their cashback promotion. And let’s not forget that extra $50 you can earn within 60 days. If you need another credit card, then BankAmericard may be the card for you.