The Ultimate Experience with Bank of the West’s Platinum Rewards Credit Card

Credit cards always come in handy when people run out of cash or if they missed to bring the right amount. With the modern electronic world today, credit cards are a necessity to making purchases, paying bills, and simply keeping up with your finances. Almost all people who have good credit standings or those who can afford have different credit cards from different banks or other financial institutions. This is how people nowadays carry and handle their finances.

About Bank of the West

Today, one of the better credit card providers is Bank of the West. This is a strong financial and well capitalized institution that is FDIC insured. Many people have already entrusted their money with this bank for more than 135 years. They also have complete and well organized services and personnel that customers will appreciate. One of their services is their platinum rewards credit card.

Platinum Rewards Credit Card

With the Platinum rewards credit card, card holders will be able to save money because there are no additional payments or expenses. There are also no annual fees. The introductory APR is 0% for all purchases on the first six months of getting the card. This is greatly advantageous to those who are keeping up with their finances. This card is also widely accepted in different locations and establishments ensuring convenience.

Rewards

On the other hand, the best thing about this platinum rewards credit card is the rewards. Every $1 spent on purchases is equivalent to one reward point. The rewards are unlimited and have no expiration date as well as annual cap just as long as the credit card account is in good standing and is open. Most of the rewards that people can choose include rebates, travel, gift cards, unique experience, and merchandise. This rewards card can help you make the most of your money while enjoying extra perks with your usual purchases.


Helping The Community Through Bank of the West’s Checking Promotion

Checking account promotions are abundant these days and it’s obviously popular among all of us. And why not? Getting free money just by opening a new account is a thing of joy. However, the latest promotion from Bank of the West allows its customers to do something so much more for the greater community.

Giving Back by Opening an Account

If you’re looking for a checking promotion with a heart for service, this is the perfect fit for you. Once you open a new personal checking account, Bank of the West will donate $25 to a local pre-assigned school. This money will be used for the purchase of important school supplies. The designations for the chosen schools are pre-determined by the Bank, but you can view which schools they are helping through website access. Certainly, this is a great way to extend help in your local community.

Of course, there’s something in store for you as well. There four different ways to earn cash bonuses and these are:

• By making a direct deposit from Social Security, payroll, government benefits, or pension, you can enjoy a $50 reward. This deposit must amount to a single transaction of $250. Two or more direct deposits that will add up to this amount does not qualify. This must be done before June 29, 2012.

• The cardholder must use, receive, or make a new debit card from Bank of the West with at least ten point of sales purchases. When done, a reward of $25 will be posted to the checking account. Again, the transaction must be done before June 29, 2012.

• Enrollment in online banking and paperless statements must be made and maintained. For this alone, a bonus of $25 will be waiting for the cardholder.

Another $25 worth of rewards will be given if net purchases of at least $25 is made. This does not include interest charges, convenience checks, cash advances, balance transfers, and any fees posted to this new account.

The new account must be opened only within the time period of March 17, 2012 up to April 27, 2012. Once you have qualified for any or all of the services as stated above, the total cash rewards incurred will be posted to your account by July 31, 2012. In totality, the cash bonus can amount to $125.

To open a checking account, you can decide between their Easy checking and Choice Interest checking. Application is hassle-free as it can be done online.

Take advantage of this amazing checking account promotion and get a chance to help out for the greater good of the community.


Get $100 With Bank of The West Checking Account

Banks with checking accounts are always trying to get new customers with their clever promotions. The usual kind is to give out $100 for new customers who open a checking account with them. True enough, Bank of the West does it again, with a $100 bonus for new checking accounts.

Unlike their previous promotions, Bank of the West is now requiring a direct deposit. A minimum deposit of $100 will be required, and this has to be new money, meaning the cash cannot come from an account transfer in an already existing Bank of the West checking or savings account.

This promotion is available for three different types of checking account. The Free Checking Account, Choice Interest Checking Account and Choice ATM Checking Account. Below are some details of each.

Free Checking Account

* Unlimited use of Bank of the West ATMs
* Online Banking with Bill Pay
* Free Mobile Banking
* Overdraft protection with a linked savings or Gold Line account
* Bank of the West Debit Card with discounts and special offers on everyday items
* Discounts on consumer loan rates with automatic payments
* Free personal assistance through our Telephone Banking Center
* Unlimited check writing with sufficient funds available
* Deposits eligible for FDIC insurance up to the maximum established by the FDIC per depositor and ownership type

What you’ll need for fast, online sign-up

* About seven minutes to complete the application
* $100 minimum opening balance
* Social Security or taxpayer ID number
* Driver’s license or state ID
* Date of birth, email address and physical street address
* Routing number, if you’ll be opening your account by transferring funds from another bank

Choice Interest Checking

* Same as above except that this account allows you to earn interest on every dollar saved. There is however, a $10 monthly service charge that can be waived in four ways: $2,500 average monthly balance in this account or $5,000 average monthly balance in this account plus linked personal savings, CDs and IRAs, or five or more online bill payments per statement cycle, or monthly direct deposit of $250 or more per statement cycle.

Choice ATM Checking

* Same conditions as Free Checking but with a service that provides free ATM withdrawals from any institution in selected areas of the country. A $10 monthly charge is also applicable but can be waived under the same conditions.

The promotion is not available in all states although a long list of areas are included. The offer is also not available to existing customers of Bank of the West. And finally, opening of checking accounts are subject to credit approval. Promotion is available only until September 16, 2011.


Get $100 Free When You Open A Checking Account

It’s always good to know about checking account promotions. Right now, Bank of the West is giving away $100 for free if you open a checking account with them.

To avail of the promotion, all you have to do is make an initial deposit of $100 and set up a recurring deposit of at least $250. You get to choose from three types of checking accounts that matches your needs.

1. Free Checking – The free checking account means no monthly service charges and no minimum balance required. With the free checking account you get to enjoy unlimited use of the Bank of the West ATMS, online banking with bills payment, free mobile banking, discounts on loan rates, unlimited check writing if you have sufficient funds, and much more. You just need to have $100 minimum opening balance, your social security number, driver’s license or state ID, and your contact details.

2. Choice Interest Checking – Although the free checking sounds really hassle free, choice interest checking will give your more earnings as you can earn interest on every dollar of your account. You get to enjoy the same services as with the free checking account but you also have interest rates that vary by balance tier. However, you’ll be charged $10 monthly but there is a way to waive it through the amount of monthly balance you have. Same requirements will be needed.

3. Choice ATM Checking – With Choice ATM Checking, you can have free cash withdrawals at any institution’s ATM for one year. This saves you a lot of fees when you withdraw in other bank’s ATMS. Plus you will be free from the hassles of having to look for a specific ATM to save some bucks. After one year, your Choice ATM Checking account will be converted into a
Choice Interest Checking Account. You get to enjoy the same services and the same requirements will be needed.

If you’re wondering where to open a checking account, why not try opening one in Bank of the West? Doing so will get you $100 free plus the usual benefits of a regular checking account. Promotion is available from February 14, 2011 to March 25, 2011.


Free iPod Touch Checking Account Promotion with Bank of the West

Bank of the WestBank of the West is offering a free iPod Touch for opening a new checking account.

To get your free iPod Touch you must open a personal checking account with new funds by September 3rd and either:

  • Set up a recurring monthly direct deposit of no less than $500
  • Pay 10 Online Bills
  • Or make 20 Debit Card Transactions

Check out all our Checking Account Promotions.


I placed a call to Bank of the West to get information concerning the promotion and the iPod you will receive.  The gentleman on the phone told me the easiest way to qualify for the promotion is sign up for the free checking account and fulfill the 20 debit card transactions. There is no minimum dollar amount per debit card purchases which means you can eat off the McDonalds dollar menu 20 times and that would satisfy that requirement.

All requirements need to be met before October 31st and the iPods will ship after that. Be sure your 20 debit transactions are completed before this day.

To open a free checking account you will need a $100 deposit.

This promotion is not available in all states.

If you live in CA, CO, UT, WY, and NV you can visit a local branch to open a checking account and qualify for this promotion.

Those living in AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI and WY can apply online to receive this promotion.

Bank of the West has 3 options for Checking accounts.  Ranging from Free to Bonus accounts there may be something for you.  The offer does not apply to second or multiple checking accounts.  Be sure to read the fine print.  You can go here if you would like to get more information.

Please take note in the fine print… The iPod touch® shipped may differ from the iPod touch® shown. This typically means that they will ship the lowest end iPod Touch on the market.  When I was speaking with the representative I was sure to ask about this.  The iPod is…

  • 8 gig
  • Valued at $199
  • unsure of the Generation. (but it sounds like a recent model… if not the most recent.)

Please be sure to let us know if you were able to take advantage of this checking account promotion.  And remember to share this with your friends via Facebook or Twitter.