Layout Image

Archive for CD Rates – Page 2

Getting to Know the Jump Up CD at Northrim Bank

By BankAim · Comments (0)
Tuesday, August 21st, 2012

Are you interested in getting a certificate of deposit instead of just keeping your money in a regular savings account? If the answer is yes, then you definitely should go ahead and do it. Investing in CDs is a great way to grow your money because it’s safe, secure and it also offers a fixed interest rate which offers guaranteed returns. There are a lot of banks that can provide the best rates when it comes to CDs but one of the banks that gives satisfactory returns is Northrim Bank.

All About Northrim Bank

Northrim Bank is located in Anchorage, Alaska and is committed to providing its customers with first class service. Businesses, professionals, as well as individuals that need guidance with regards to their finances can find advise and quality service in Northrim Bank. Those who are located in Alaska and who are interested in applying for a certificate of deposits or CD should be open in doing it at this bank.

Certificate of Deposits

One of their well known CDs is the Jump Up CD. This is a good choice for those who would want to increase their earnings as interest rates will also rise. For those who will be selecting the one year term then the APY or annual percentage yield is 0.20%. The 18 months term will have an APY of 0.25% while 0.30% is for the 2 years terms. The last in this kind of CD is the 3 years term with an annual percentage yield of 0.40%. And the minimum amount to open such certificate of deposit is only $500. Next kind is the regular CD which is a good choice for those who will be choosing a shorter term. There is also the Alaska Certificate of deposit which is good for those who have bigger amounts to save.

Comments (0)
Categories : CD Rates
Tags : , , ,

Trying Out the Step Rate Certificate of Deposit at Wells Fargo

By BankAim · Comments (0)
Saturday, August 18th, 2012

Certificates of deposit are a great way to let your money earn interest. Many investors choose to place their money in CDs because of the security it offers. Despite having higher rates, some investors may have second thoughts about investing in long term CDs because of the lock in period. Penalty charges usually apply for early withdrawals. However, CD depositors at Wells Fargo need not worry about having to pay penalty fees with early withdrawals. With the Step Rate Certificate of Deposit, investors can enjoy higher rates with the option to withdraw early.

Many people are quite familiar with Wells Fargo because they have been known for providing and offering the best rates in terms of certificate of deposits. Wells Fargo was recognized in the year 1852 and since then has established an excellent and stable banking system. Services they offer include loans, mortgages, savings, credit and debit cards, and more.

The Step Rate certificate of deposit is a 24 month CD featuring guaranteed rate increase. It also has penalty free withdrawals for every six months. This will be allowed when the account owner has maintained the minimum opening amount or balance of the CD account. What is the minimum opening deposit? It is only $2,500 and this is has an annual percentage yield of 0.32%. When the account owner will use the step one which will mean 1-6 months, the interest rate is 0.10%. Step two will then be from 7-12 months with an interest rate of 0.25%. On the other hand, step three with the term 13 to 18 months has an interest rate of 0.40% and so on. This is then how advantageous it will be when people will choose this CD at Wells Fargo.

Comments (0)
Categories : CD Rates
Tags : , , ,

Universal Bank’s Certificate of Deposits

By BankAim · Comments (0)
Saturday, August 11th, 2012

Investing in certificates of deposit is a must for many people because we are all aware of how important saving is. With the problems in Medicare and the 401k not being enough for retirement, our only saving grace is the money we’ve set aside for ourselves. With stocks being so volatile, one of the safest ways we can make our money grow is through certificates of deposit.

One bank that has the best rates in terms of certificate of deposits is Universal Bank. This is a private bank with total assets of around $450 million. Universal Bank’s main headquarters is in West Covina, California with branches around Monterey Park, Los Angeles, Eagle Rock, Rosemead, and some other places. Those who want to check up on this bank can go to their website and inquire further what they want to know. Right now, they do not just offer good rates with regards to certificate of deposits but also with their mortgages and other financing services for real estate.

Certificate of Deposit Rates

With Universal Bank, it is possible to open a certificate of deposit with a minimum amount of $1,000. This is already a good deal especially now that it is so much harder to acquire such an amount. Universal Bank’s terms range from a month to three years. Those who will have a deposit of $1,000- $9,999.99 for the term of a month, the rate is 0.20% with an annual percentage yield or APY of 0.20%. For deposits of $25,000- @49,999.99 within the same term, the APY and interest rate is 0.30%. For deposits of $100,000 and more with the term of 30 days, the interest rate as well as the APY is 0.40%. On the other hand for the three years term, the APY and interest rate for deposits of $1,000 – $100,000 and more are 0.60%.

Comments (0)
Categories : CD Rates
Tags : ,

Opening Certificates of Deposits with Great Returns at Fifth Interstate Bank

By BankAim · Comments (0)
Monday, August 6th, 2012

Opening a certificate of deposit is one of the safest and easiest ways to grow your money. Those who have extra cash at hand can be comfortable in the thought that their hard earned money is growing in interest without the risk of being lost. Certificate of deposits are offered by many banks and other financial institutions. People who are interested can immediately inquire the available terms and minimum deposits. In this way, it will be so much easier for them to open and start their CD investment.

One bank that people can go to is First Interstate Bank. This is a multi-state company that is worth $7.1 billion. Its main headquarters is located in Billings, Montana and has been evolving since the year 1968. First Interstate Bank strives to provide the best services through their high performance capacities and capabilities. The customers of this bank can surely attest to what the offers are in terms financial services and just like any other possible clients, those who want to have certificate of deposits should open here.

Certificate of Deposits

Investing in this kind of special saving is a good way to maximize one’s finances. Those who want to open certificate of deposits should start by choosing the right term. A minimum amount of $1,000 is required in opening an account for the CD terms of 3-60 months and for the 1-2 month term, the required minimum amount is $10,000. Those who will choose the term of seven months will have a rate of 0.40% as well as the annual percentage yield or the APY. For the 12 months term, the APY as well as the interest rate is 0.60%. Next is the 25 month certificate of deposit term with an APY and rate of 0.75%. And lastly is the 37 month term with rate and APY of 0.90%. These rates have been well updated by First Interstate Bank which will prove that they want their clients to be satisfied with the services they have especially in terms of certificates of deposits.

Comments (0)
Categories : CD Rates
Tags : , , ,

Guaranteed Certificate of Deposit Returns at 1st Source Bank

By BankAim · Comments (0)
Wednesday, August 1st, 2012

Placing your money in the bank is one of the most common ways to save. But instead of using the regular savings account, consumers with extra cash can avail of higher interest through certificates of deposit. This is a better way to save since it assures a fixed interest plus youre sure that your money will be safe and secure. One financial institution you can go to is 1st Source Bank.

1st Source Bank is one of the oldest banks that provides certificates of deposits for its clients. It was founded in the year 1863. In terms of assets, they have around $4.49 billion and the bank itself operates in 17 countries with 75 banking centers. What they do best is personalize the needs of their clients and facilitate all their specialized programs in order for them to build wealth and solve their financial issues. This bank is consistently in the KBW Bank Honor Roll of Superior Performers and declared as one of the favorite banks in the nation.

Certificate of Deposit

With 1st Source Bank, certificate of deposits and other services are FDIC insured. People who are interested in opening CD accounts will be guaranteed great rates and returns. They have different available terms that will fit the needs of the people. The shortest term they have is the 7 day period with an annual percentage yield or APY of 0.03%. The minimum amount for this term is $25,000. For their 32 day period, the APY is 0.04% with a minimum of $2,500. Next is their 91 days with a minimum amount of $2,500 and an APY of 0.05%. For the longer terms such as the 182 day term, the APY is 0.10%. One year period will have an annual percentage yield of 0.20% and 0.40% APY for the two year CD term. All of the minimum deposit for the longer terms is just $500.

Comments (0)
Categories : CD Rates
Tags : , , ,

Reasonable Certificates of Deposit Rates at Bank United

By BankAim · Comments (0)
Saturday, July 28th, 2012

It is very important for people not just to save but also to invest their money. Why is this so? Investing helps create more money from what you already have, helping you in your goal to have a secure and financially stable future even upon retirement. For those who are financially savvy, certificates of deposit are a great way to invest while keeping your money safe. One place to grow your cash is in Bank United.

About Bank United

Bank United has proven to be competitive ever since it was established in 2009. Although it is relatively young, many Americans have decided to invest because of their great rates and other financial services such as loans, mortgages, checking, savings, and credit cards.

In terms of certificate of deposits, they have their CD specials. The rates they currently have in their site have been updated last July 12, 2012. These rates are competitive when compared to other financial institutions. Right now, the minimum balance one should have in opening a certificate of deposit is $5,000. For the terms, they have the 12 month period that has an interest rate of 0.65% with an annual percentage yield of 0.65% as well. Those who will pick the 18 month will have an interest rate and APY of 0.75%. 0.85% on the other hand is the annual percentage yield and interest rate for the 24 month term. And the last term they have is the 36 month period with an interest rate and an annual percentage yield of 1.000%. Some may find these rates slightly lower than usual but actually these are good rate already that can compete with other financial banks or companies. Those individuals who have not opened their own certificates of deposit should consult with Bank United in order for them to know what are its benefits and advantages.

Comments (0)
Categories : CD Rates
Tags : , ,

Certificates of Deposits Specials at Chase

By BankAim · Comments (0)
Tuesday, July 24th, 2012

With so many banks and financial institutions, consumers can get confused as to which bank offers the best rates in terms of certificates of deposits. However, one bank that customers can rely on is Chase.

For those who are still looking for the best place to open a certificate of deposit or for those who have multiple accounts already but would want another institution in saving or keeping their money, they can try out Chase. Certificate of deposits are the best solution for those who want to save enough money and let it earn some interest. With Chase, the rates are well updated and they can assure that the money is safe and sound. The company is FDIC insured which means your money is safe for up to $250,000.

With regards to their certificate of deposits, they offer the Chase CD Specials. This is the common choice for many especially to those who have the ability to invest big amounts. The minimum opening deposit of the Chase CD Specials is $10,000. Those who are able to provide this amount can enjoy higher rates and bigger returns. The first term or the shortest term they have is the 9 month period. This has an APY or annual percentage yield of 0.25% while for the 12- month term, the APY is 0.45%. Other terms include the 36 month with an APY of 0.65%; the 60 month term with an APY of 0.90% and lastly is the 120 month with an APY of 1.75%. Those who really want to save their money will definitely find the right solution at Chase.

Comments (0)
Categories : CD Rates
Tags : , , ,

Bank of America: Featuring the Standard Term of Certificate of Deposits

By BankAim · Comments (0)
Friday, July 20th, 2012

Do you want to save enough money and let it earn the right interest? Well, its likely the answer is yes. Who would not want to just set aside their money to find it increase in value without lifting a finger? For those who really want to save the right way then what they can do is open a certificate of deposit account. Almost all banks offer this kind of service because it’s useful to customerig who are looking for a safe place to invest their cash. They would want to be assured that what they put and save in the bank is secured and safe at the same time. To those who want the best bank then they can instantly choose Bank of America.

Bank of America is known all over the world because it is a stable bank backed by huge assets. People nationwide trust this bank fully since they can find the different financial services that they need. Some of the services and products they offer is not just about certificate of deposits but also includes loans, mortgages, credit cards, personal and company investments, insurances, rent, and many more. You name it, they definitely got it.

Features and Terms

For their certificate of deposit, the minimum amoutheta open is $1,000. The terms are customizable which means that the account holders will be able to choose different periods from 28 days which is the shortest to as long as ten years. In terms of rates, the interest rate for the 28-89 days is 0.25% with the same percentage of APY. For the 90- 179 days certificate of deposit, the interest rate and APY or annual percentage yield is 0.28%. On the other hand, an interest rate and APY of 0.30% is for the 6-11 months term while 0.35% is the APY and interest rate for the 12-17 months period. And the last is the 24-35 months term with an APY of 0.40% and an interest rate of 0.40%.

Comments (0)
Categories : CD Rates
Tags : , , ,

Maximizing Financial Earnings through Certificates of Deposits at Ally Bank

By BankAim · Comments (0)
Saturday, July 14th, 2012

People today know the importance of maximizing their earnings especially now that the economy is experiencing downsides. Aside from earning more, a smart move would be to increase your savings through investments such as certificates of deposits. This is the most convenient means for people or individuals to save their own money especially when they will choose the longer terms. The longer the time of the deposit, the higher the interest will be, making your savings increase through time. Now the question is, where can avail of the right CD with good rates?

Almost all financial companies offer certificate of deposit accounts but the company that offers some of the best rates is Ally Bank. Ally Bank has been a reliable banking partner to many especially with their competitive CD rates. But what makes their certificate of deposits or CDs different?

One thing about their CDs is that when individuals fund their account within ten days which includes the opening date, they will get the biggest or largest rates during the chosen term. They call this the Ally Ten Day Best Rate Guarantee. No other bank or financial institution offer this kind of service. Another reason why they have the best is that they have the compounding interest daily which will make the savings grow faster. And lastly, they don’t have a minimum deposit for one to open an account. This will then make it very easy for interested individuals to have a CD account.

For their fixed CD rate, there will be no monthly fees or maintenance fees. Account holders will be able to check their account anytime because of Ally Bank’s mobile banking service. All accounts are also FDIC insured which will definitely make the account owners feel safe and secured. In terms of their current rates, the latest which was last updated on July 17, 2012 are the following. Those who will choose the 3 months term will have an interest rate and an APY of 0.34%. For the six months term, the APY and interest rate is 0.74%. While for the 12 month term, the APY is 1.02% with an interest rate of 1.01%. And the last is the three years term which has an interest rate of 1.29% with an APY of 1.30%.

Comments (0)
Categories : CD Rates
Tags : , , , ,

Invest Your Money with Certificate of Deposits at Apple FCU

By BankAim · Comments (0)
Thursday, July 12th, 2012

Savings are very important to almost all people. Even the richest individuals make sure they have enough savings in order for them to have something they can use whenever they need cash. There are a lot of people who would keep up with their investments through saving a lot and one way for them to do it is through opening certificates of deposits. All people nationwide are really keeping their options open and one option they have is by joining the Apple Federal Credit Union or the Apple FCU.

Apple Federal Credit Union is insured by the National Credit Union Administration or NCUA which is a government agency. The union provides quality services for individuals as well as the whole family. Since this is a credit union, in order for one to be a member she or she will have to open a savings account. The savings account will only cost $5. This will start the membership and then it would be the right time to open a certificate of deposit account.

APPLE FCU Certificate of Deposits

The union has two kinds of certificates of deposits. They have the regular and the jumbo CDs. For their regular certificate of deposit, $500 is the minimum deposit. For the six month term, the APY is 0.40% while 0.60% APY is for the 12 month term. For the 24 months certificate, the APY is 0.70% and the APY for the 36 month is 0.80%. They also have the 120 month certificate with a huge 2.40% APY. On the other hand, the jumbo certificate of deposit rates have a minimum deposit of $50,000. This maybe a large money or amount to think about but this is usually for businesses who have a large amount of cash in their accounts. For the Jumbo 12 month, the annual percentage yield is 0.65%. While for the 36 and 60 month certificate have 0.85% and 1.55% APY respectively.

The rates they have are subject to change but whatever happens people with certificate of deposits are secured and sure that they have the money and that they can claim it once the term they have expires and then they can then renew it as well if they want to.

Comments (0)
Categories : CD Rates
Tags : , , ,
Pages: Prev 1 2 3 4 ...22 23 Next
« Previous Page
Next Page »
Layout Image