Get $100 With Bank of The West Checking Account

Banks with checking accounts are always trying to get new customers with their clever promotions. The usual kind is to give out $100 for new customers who open a checking account with them. True enough, Bank of the West does it again, with a $100 bonus for new checking accounts.

Unlike their previous promotions, Bank of the West is now requiring a direct deposit. A minimum deposit of $100 will be required, and this has to be new money, meaning the cash cannot come from an account transfer in an already existing Bank of the West checking or savings account.

This promotion is available for three different types of checking account. The Free Checking Account, Choice Interest Checking Account and Choice ATM Checking Account. Below are some details of each.

Free Checking Account

* Unlimited use of Bank of the West ATMs
* Online Banking with Bill Pay
* Free Mobile Banking
* Overdraft protection with a linked savings or Gold Line account
* Bank of the West Debit Card with discounts and special offers on everyday items
* Discounts on consumer loan rates with automatic payments
* Free personal assistance through our Telephone Banking Center
* Unlimited check writing with sufficient funds available
* Deposits eligible for FDIC insurance up to the maximum established by the FDIC per depositor and ownership type

What you’ll need for fast, online sign-up

* About seven minutes to complete the application
* $100 minimum opening balance
* Social Security or taxpayer ID number
* Driver’s license or state ID
* Date of birth, email address and physical street address
* Routing number, if you’ll be opening your account by transferring funds from another bank

Choice Interest Checking

* Same as above except that this account allows you to earn interest on every dollar saved. There is however, a $10 monthly service charge that can be waived in four ways: $2,500 average monthly balance in this account or $5,000 average monthly balance in this account plus linked personal savings, CDs and IRAs, or five or more online bill payments per statement cycle, or monthly direct deposit of $250 or more per statement cycle.

Choice ATM Checking

* Same conditions as Free Checking but with a service that provides free ATM withdrawals from any institution in selected areas of the country. A $10 monthly charge is also applicable but can be waived under the same conditions.

The promotion is not available in all states although a long list of areas are included. The offer is also not available to existing customers of Bank of the West. And finally, opening of checking accounts are subject to credit approval. Promotion is available only until September 16, 2011.


Win an Ipad2 Today With Citizen’s Bank and Trust Checking Account

Back in the day, banks would give away classic iPods, iPod nanos, and most recently, iPod touch. Now, the latest banking promotion levels up a notch as Citizen’s Bank and Trust offers you an iPad2. That’s right, sign up to a checking account with this bank, and you stand a chance of winning the coveted iPad2.

To join, simply open a checking account with Citizen’s Bank and Trust on August 5th, 2011. An alternative means of entry is by dropping an entry slip to any one of Citizen’s Bank and Trust’s 23 branches. The entries must be on a 3″ by 5″ index card, and the information such as name, street address, city, zip code, and phone number must be written in hand. Any entries generated by computers or other devices will be considered as null and void. Each entry must be dropped on August 5th.

During the day of the sweepstakes (August 8th, 2011), two ipad2 32gb will be given away. Winners need not be present during the draw, but they must be able to present eligibility.

Citizen’s Bank and Trust Checking Accounts include:

1. Totally FREE Checking Account – This account requires no minimum balance and it has no monthly service fees. You are given unlimited check writing with only a low $50 opening deposit.

2. 50+ FREE Checking with Interest - If you’ve reached the ripe age of 50, rejoice! Because you’re eligible for this account. Again, there’s no minimum balance and no monthly service fees. Competitive interest rates apply on your full balance. And only a low $50 minimum opening deposit is required.

3. VIP Free Checking with Interest – This account gives you the free checking account plus the conveniences of direct deposit or automatic loan payment. Minimum opening deposit is again $50.

4. Elite Interest Checking With Interest – Higher interest rates are given for this account with balances of $2,500 or more. If the balance falls below $2,500, there will be a monthly charge of only $9.
Free personalized checks are provided with unlimited check writing.

These plans are only good for individual, and not corporate accounts. Citizen’s Bank and Trust is located at Chillicothe, Missouri.