Personal Banking with Apple’s Visa Credit Card

People always want to have a convenient personal banking system that allows flexibility to compliment their busy schedules. Most people today use credit cards because it is very easy to bring and use. One swipe does the trick which is why many people and families would prefer this kind of financial convenience. Credit cards allow you to pay for purchases even if you don’t have the actual cash on hand just yet. This advantage is what makes credit cards an essential tool in daily living.

Available today is the Apple Visa credit card program wherein convenience meets the financial needs of the people. Their main goal is to give their clients and future customers a better program and concept of banking which people greatly need.

With the Apple Platinum Visa credit card, holders or card owners will not have to worry about the annual fee because there is none. There are also no fees for cash advances as well as for the check transactions. They also have travel accident insurance for their clients and a grace period of 25 days on all purchases the credit card holders will make. On the other hand, the annual percentage rates they have for their credit cards are as low as 5.74%. Lately, Apple Banking has also introduced a program for their clients in designing their own credit cards. The owners and holders can now customize their cards to whatever design they want and this is for free. If owners would want to put a picture of their faces then they can definitely do it. This is indeed an enjoyable way of making their clients happy and satisfied with the credit card programs they offer.

Easy $50 Checking Account Promotion at Apple FCU

People have become wiser these days especially when it comes to the deals banks and credit unions offer. When it comes to opening a new checking account, checking promotions are something to consider. Some people would even just decide to open a checking account just because of the extra perks and offers. Because of the competitive market today, banks and credit unions have effectively used these checking account promotions as a clever marketing strategy to gain new customers.

The Offer

One company that is offering a good checking account promotion is the Apple FCU or the Apple Federal Credit Union. The members themselves comprise the board of directors ensuring that they offer their members the best services. And right now, they are offering $50 for anyone who will open a checking account with their company. The promotion they have is scheduled to run until May 31, 2012.

How To Qualify

For those who want to earn the extra $50, all they will just need to do to qualify are the following. First and foremost is opening a new Apple checking account. The interested individual should also have the Visa Check Card during the dates April 1, 1012 to May 31, 2012 as well as the offer or promotion code “CASH50”. After opening the checking account, the person will then have to make transactions by using the Visa Check Card. The transaction should total up to $25 only and should be done before July 31, 2012. This is how easy one can qualify for this promotion by Apple FCU.

When individuals will successfully qualify for this Apple FCU promotion, they will just have to wait for 60 days to receive the $50 just as long as their purchase transaction has been verified. After it is checked the individual who successfully availed of this promotion will be instantly $50 richer.

Free $50 From Apple Federal Credit Union Checking Account

Here’s another way to earn cash rewards – apply for a new checking account from Apple Federal Credit Union. It’s so easy to apply for a new account, and if you’re interested in this latest checking promotion, here’s what you should do:

1. Sign up for a new checking account at AFCU’s website from April 1,2012 to May 31, 2012.

2. Upon account opening, mention the promo code CASH50.

3. A total of $25 or more point-of-sale one-time transaction must be made before June 31, 2012. This transaction must be made under your Visa Check Card. ATM or other pin-based transactions are not qualified.

4. To qualify, you must hit “credit” instead of “debit”.

5. Once you follow these steps, you are deemed qualified for the cash promotion. You can expect your $50 cash to be added to your account within 60 days after verification of the transaction.

Take note that this offer only applies to new accounts, therefore secondary checking accounts and those that have been inactive in the last 12 months are not eligible. This also applies to business accounts as well.

Other limitations to this offer is that although AFCU has branches all over the country, it is not being offered in Mt. Vernon, Merrifield, or GMU.

About the Checking Accounts

No two checking accounts are the same, and AFCU offers four different types of it.

The Free A+ checking account lets you enjoy zero monthly fees. Plus, you won’t need to maintain a minimum balance to keep your account active. The Advantage checking lets you get dividends and more on your checking balance. Students can also get their fill with the eXtras Student checking account. Full-time students between the ages of 12-23 are qualified. And when they spend using their visa card, they get to earn points for rewards as well. Finally, the Investors checking account is most useful to those who are looking for a way to get high-interest rewards. Use these to make big purchases in your planned business ventures, or allow them to accumulate to have a solid foundation in investment.

The Free A+ and eXtras Student checking account do not require any account qualifications. On the other hand, Advantage checking accounts need a combined savings or loans of $20,000 or a direct deposit or more than $1,000 monthly. As for the Investor’s checking, an investment balance adding up to $10,000 is required.

About AFCU

AFCU started in 1956 when teachers and educators came together to do one simple act of kindness – helping a colleague make a car purchase. Since then, AFCU has grown into a credit union with a strong tradition for service to the people.