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Archive for american interbanc mortgage rates

Easy Mortgage Rates and Loans at American Interbanc

Monday, July 23rd, 2012

With so many mortgage providers, it’s only right that people become meticulous in finding the right loan for their budget and salary. One of the easiest indicators of a good loan is of course the mortgage rates. Since rates can change almost everyday, it’s hard to keep abreast of which rate is best. For people who are looking for a mortgage that’s easy on the pocket, they may want to try checking what American Interbank has to offer.

American Interbanc provides solutions for those lending problems that individuals and family face every time they wish to buy or even refinance their own homes. With the issues in real estate right now, it is only right that individuals or families go to the right people. This lending company offers the best rates that are quite competitive in the market. The rates they have afor the latest and well updated. So for those who want the best mortgage rates today, they can have it when they will apply for the best deal in terms of mortgages at American Interbanc.

The Jumbo 30 year fixed mortgage has a rate of 3.750 with an APR or annual percentage rate of 3.871. While for the Jumbo 15 year fixed, the rate is 3.250 with an APR of 3.327. Jumbo 5/1 ARM 30 year has a rate of 2.500 and the Jumbo 7/1 ARM 30 year has the rate of 2.750. American Interbanc also has other choices for more flexibility. The other choices include the conforming 30 year fixed with APR of 3.170 and the rate of 3.000. On the other hand, there is also the conforming 15 year fixed with a rate of 2.500 and an APR of 2.585.

These are the latest mortgage rates the company has that are surely reasonable. To those who have questions with regards to these rates they can simply inquire directly with American Interbanc.

American Interbanc Offers Competitive Mortgage Rates

Tuesday, November 1st, 2011

American is currently offering some of the most competitive mortgage rates today. With a 30 year fixed mortgage set at a loan amount of $417,000, the lender is offering a rate as low as 3.994%. This rate is considerably lower than other lenders, other rates are 4.04% from, and 4.032% from Loan Depot. The lender has consistently shown lower rates when the loan amount was varied, making it a great choice for those who are looking for some financial assistance.

About American Interbanc

American Interbanc is considered to be an “A” paper lender, and they pride themselves in not taking advantage of those who have poor credit scores while putting them in unfavorable mortgage terms. Their rates are in a “what you see is what you get” basis, meaning the rates are not open for negotiation. Whatever their posted rates, shall be what the borrowers can lock in.

Why American Interbanc is Cheaper

There are several advantages that American Interbanc has to offer which is precisely the reason why they can market lower rates. First of all, American Interbanc is the lender itself and not a mortgage broker, reducing fees and giving an economic advantage that mortgage brokers cannot overcome. Secondly, it is an internet exclusive mortgage banker, thus having lesser overhead cost as compared to brick and mortar lenders. These two advantages easily allows American Interbanc to give back to their consumers in the form of competitive rates.


American Interbanc is currently in good standing with the BBB, or Better Business Bureau. Within the last three years, the business has only received 7 consumer complaints all of which has already been closed. American Interbanc also received the award of “Most Honest Lender” by Americas Watchdog.

Other Services

American Interbanc offers 24 hour online applications and a detailed breakdown of loan charges down to the last penny. The application and loan process is all done online. They also provide a help and advice hotline with a toll free number.