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The Most Popular CITI Forward Credit Card for College Students

Wednesday, September 5th, 2012

College students are always in need of financial assistance because of unexpected payments and purchases. Most college students are away from their parents so it’s convenient for them to have a credit card that provides allowances during cash crunches. One credit card that students can count on is CITI Bank’s Forward credit card for college students.

About CITI Bank

CITI Bank is a bank that operates not only in America but also worldwide. The services they have include credit and debit cards, loans whether individual or business loans, mortgages, investments, and many more. Those who need these services should not hesitate to check on CITI Bank because they will definitely be able to get the answer or solution they need.

The purchase APR or annual percentage rate reduction is up to 2% when the credit card account holder will make a purchase under the credit limit and will pay three cycles of billing period on time. This will mean that 0.25% will be the reduction by quarter. College students can take advantage of this up to 8 times. Just imagine how much they will save when they will get their APR reduction. In terms of bonuses, holders can earn as much as 1,200 points. This will then be converted into a dollar per 5 points or as they call it as Thank you points. Each point earned will really make a difference especially when the student owner will often use his or her credit card and will pay on time.

If you are a college student now, be sure to avail and apply for this Forward credit card by CITI bank because it will definitely be of big help to your pockets.

There are so many credit cards out there with tantalizing offers and appealing rewards. So how exactly can you choose which card is best for you? Well, Citi Bank is making an offer on their Thank You Preferred Credit Card that makes it hard to refuse. So what exactly does this card have to offer? Below are some of the details.

Easy to Get $100 Gift Card

Citi Bank’s Thank You Preferred Credit Card is offering an easy $100 gift card for its card holders. All you have to do is make purchases worth $500 within the first three months and immediately you can get your $100 gift card.

Earn 5 Points for Every $1

Usually, other credit cards will only offer 1 point for every dollar, but Citi Bank is multiplying that by 5. For every $1 spent on gas stations, supermarkets, and drugstores for the first 12 months of use, you can earn 5 points for every $1.

Earn 1 Point for Every $1 on Other Purchases

Making purchases other than those listed above? You still can get 1 Thank You point for every dollar.

Earning Additional Points

It is also possible to get additional points such as the Anniversary Bonus for every year you’re a cardholder. You can also earn 100 bonus points for signing up to Citibank’s online service, plus another 100 points for opting to use paperless statements.

No Expiration Date and No Limit for Points

With the Citi Thank You Card, there’s no need to redeem your points before you want to since there is no expiration date for them. You can also acquire as much points as you want since there is no maximum amount or ceiling limit for points. You can redeem your points for travel rewards, electronics, gift cards and other rewarding items.

0% Introductory APY and No Annual Fee

And finally, one of the best things about the Citi Thank You Card is that it has a 0% Introductory APY, meaning you can breathe easy with bills payment for the first 12 months of use. For one whole year, you can make purchases without worrying about the interest, and reap the benefits of paying in installments at the same price.

If all that isn’t enough, the Citi Thank You Card has no annual fee. If you think these features top other credit card offers, then maybe its time to check out the Citi Thank You Card.