Here is a cool concept. Every time you use your personal debit card you are on your way to earning a reward. Most people use their debit cards for every day purchases, but why not get something back for doing something you do every day?
PerkStreet FinancialSM Deposit Account – PerkStreet Financial will give you 1% cash back (now 2% cash back), a free cup of coffee or a song whenever you spend between $100 and $200 on ‘non-PIN’ purchases. What is a non-PIN purchase? Whenever you make a purchase using your PerkStreet Financial debit card, choose ‘credit’ which will keep you from entering in your PIN number.
Here is a more in-depth look at the rewards you can earn just by using your debit card every day:
- Spend $200 – Get a cup of coffee from Starbucks, Dunkin Donuts, Bruegger’s, or Peet’s Coffee & Tea.
- Spend $100 – Get a free song from iTunes, Amazon MP3 or Rhapsody.
- Spend $100 – Get $1 back on a VISA gift card, Best Buy gift card, Target, Amazon, Gap or Ticketmaster gift card.
Say you spend $2,000 every month on your every day expenses using your debit card, that is 10 cups of coffee, 10 free songs or $20 put on a gift card of your choosing. The rewards begin to add up. It gets better though. You will earn double the rewards just by having a balance of no less than $5,000 in your account by the start of each day. So instead of 10 cups of coffee or 10 free songs you will earn 20 cups of coffee or 20 songs in a month if you spend $2,000 and keep $5,000 in your account at all times.