According to doomsday predictions, 2012 is the year when the world ends. This being said, any forms of man-influenced activities are doomed to go haywire. This includes the rise and fall of the economic market, as well as the liquidity of loans and investments.

However, the future is anything but bleak in Integrity First Financial Group. From the looks of it, their mortgage rates remain to be very competitive, and there is no way else for them to go but up.

How These Rates Compare

If you’re putting off buying your first house for next year, you might want to think again. The US Bank and CitiMortgage Group fixes their mortgage rates at 3.625% and 4.125%, and their APR at 3.820% and 4.275% respectively. These high rates seem to be trending along with Quicken Loans’ 4.625% rate and 4.897% APR. Here’s the sweet surprise – if you begin your mortgage with the Integrity First Financial Group, you can get a rate as low as 3.500%. Plus, the fixed mortgage rate for 30 years is set at only 3.63%. Sounds like a good offer, indeed.

Aside from these rates, the other loan plans are equally competitively low as well. Some are set at 15 year- or 10 year –fixed mortgage rates. For those who are planning on only 5-years worth of payment, they offer an AMR rate. This differs in the fixed rate in such a way that interest and APR prices depend on the market trend.

One thing to note however, is that the APR does not include all the closing fees, which may extend to appraisals, document preparation, and other paperwork.

About Integrity First

This California-based lending group has several branches all across the state. If you can’t find one in your area, don’t panic. You can always get a sample quote from their official website to help give you a clear picture of the desired amounts you want. Once you are satisfied with the results, the company can schedule a meeting with one of their agents to guide you through the process of agreement in a place that is most convenient for you. This company can offer closing of deals in as little time as possible – saving you from all the hassle of waiting.

The Integrity First Financial Group is an approved member of the FHA, or Federal Housing Administration, making it a steady and secure place for you to set your financial loans on.

See some other BankAim Articles