For a limited time only, ORNL Federal Credit Union offers one of the lowest credit card APR in the country. When you get your very own Visa Platinum credit card, you can have the freedom of making purchases without the unnecessary high rates.

About the Visa Platinum Card

There is a lot more to credit cards than the purchasing power that comes with it. Credit cards are also useful for making balance transfers from one account to another, as well as handing over or accepting foreign transactions. However, with all these benefits, there is a drawback that comes from the interest rates each and every transaction incurs. The best thing about ORNL’s Platinum card is that for a period of 12 months, you can get to enjoy a cut-down APR of 3.99%.

This great offer only becomes available once you are able to make zero-fee purchases, cash and balance transfers within the first 60 days of owning your Visa Platinum card. Once you’re qualified, you will then be eligible for the low-APR offer for a whole year. After this promo period, the APR resumes the usual variable APR. This Prime rate APR varies upon your credit worth and history.

This limited offer is only available to newly opened accounts and does not include transfers form previous ORNL accounts.

The Usual Benefits

For every dollar spent using your ORNL card, points are designated to your account. Later on, these points are converted to rewards from the credit union’s trade partners. These include merchandise, travel and stay benefits, and a lot more.

Application for this card is open to anyone who is over 18 years old. However, those who are at the ages between 18 and 21 require a proof of independent income. If this is not applicable, a parent or legal guardian should be made as a qualified joint applicant to co-sign the application.

About ORNL

Founded in august 6, 1948, this credit union initially aimed to serve the community by starting out with employees of the Oak Ridge National Laboratory in Tennessee. The ten founders contributed $5 each in order to start the deposit base.

Now, ORNL has assets of over one billion dollars. Each and every account is federally insured to keep their customer’s good faith. It has branches located all over the state of Tennessee.

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