Texas First Bank is offering an awesome High Yielding Checking Account to its local customers.
If you live in SE Texas this may be an offer you want to take a look at.
You will earn an unprecedented 3.25% APY on your Checking account. This would be a very high yield on a savings account let alone a checking account.
Not only will you earn high interest on the balance of the account, but the checking account itself is free. Plus you will be eligible for ATM fee refunds from ATM’s all over the nation.
Check our the other Rewards Checking Account Offers.
Of course there is some other details and fine print so here you go:
- 3.25% APY on balances up to $10,000
- 1.01% APY on portion of balances over $10,000
- 0.05% APY if monthly qualifications are not met (qualifications below)
- Nationwide ATM fee refunds (up to $45 per month)
- No minimum balance
- No monthly service fee
- Unlimited check writing
- Free check card
- Free online banking with bill pay
- Free direct deposit
- Free telephone banking
- Free mobile banking
- Free eStatements
- $50 deposit to open
And here is what it takes to remain qualified to receive the 3.25% APY:
- Make 10 check card purchases each statement cycle
- Receive monthly eStatements
- Set up 1 recurring direct deposit or ACH auto debit
These three things are pretty simple to accomplish withing a given monthly cycle. If you do not qualify for a particular month you will receive the standard .05% APY for that month, but this is not permanent. Once you meet all the qualifications for any month after you will receive the 3.25%* and ATM refunds for that month. (*For balances up to $10,000, and 1.01% on the remaining balance.)
Texas First Bank is FDIC insured and services customers in SE Texas. For more info and to read all the fine print visit here.
You can also find our great list of checking account specials.