Capital One Cash Credit Card: Rates

Before anything else, let’s talk about the rates. In terms of the annual percentage rate or APR for purchases, it is 0% intro until August of the year 2013 and after that time it will then be 12.9%-20.9%. For the transfer APR, the intro rate is also 0% until 2013 with the same variable APR as the purchase rate. Annual percentage rate on cash advance is 24.9% variable and the grace period of this card is 25 days on all purchases. And lastly, there is no membership fee.

Key Benefits and Rewards

Those who will have Capital One cash credit card will be able to enjoy and make use of a 50% bonus on all the cash backs the owner will earn each year. He or she will also have 1% cash back on the purchases he or she will make. The best thing about this is that thon points earned will be unlimited and will not expire. And the most important factor to remember is their one-time $100 bonus when the account owner will spend or use $500 during the first three months. So those who are always using the card will really be able to earn the bonus and eventually spend it.