The Prestigious Buying Power of the U.S. Bank Visa Platinum Card

Almost all people today have credit cards that they use in paying for everything they see, purchase, and the other things they need to pay for. There are indeed many people today who are depending so much on their credit cards especially when they want something. But most of the time, these individuals are very careful on what credit cards they use since there are so many kinds that banks are offering. The better credit card you have, the more rewards and perks you can avail of.

The Offer

For those who are still planning to get a new credit card or just want another one, the U.S. Bank Visa Platinum Card may be something worth looking into. The card provides a prestigious buying power anywhere card holders will go. This credit card is offered by U.S. Bank which is known as the 5th biggest commercial bank in the whole of the United States and offers the best services in terms of financial needs and businesses.

The new U.S. Bank Visa Platinum card is the perfect choice for those people who are always using their cards. Why is this so? It has a special introductory of 0% APR on any purchases the owner will make within the first 12 billings. After the 12 billing cycles, the credit card will have a variable APR running from 9.99% to 23.99% depending on credit worthiness. The better your credit score, the lower the APR cardholders will receive.

Other Benefits

The other benefits of the U.S. Bank Visa Platinum card is that people can use it for paying for their bills online. Another benefit is that the owner of the card will have automatic rental car insurance with no extra cost. This is very useful for those who are always traveling and renting cars wherever they will go. And the last is that the platinum card is will protected against fraud which is very important especially now that there are so many hackers and criminals. So with all these benefits, why not get your own U.S. Bank Visa Platinum Card today.

Free Harley-Davidson Bikes from US Bank’s H-D Visa Credit Card

When you think of motorcycles, you definitely think of Harley-Davidson. Unlike any other brand of bike, there’s something really special about it. Whether it’s the look, the style, the performance, or the fact that it has been glamorized many times in movies, one cannot deny the charm and lure of an original Harley.

How does one get the chance to own one of these babies? Simple. Just open a Harley-Davidson Visa credit card from US bank and you might just be one of the lucky monthly winners of a brand-new Harley-Davidson bike.

What You Need To Know

There are basically three types of H-D credit cards available. These are the signature card, the high performance card, and the secured card. Each has its own special account specifics that are designed to fit the individual needs of every consumer.

One of the major differences in these three cards is the number of points you get to earn with every dollar purchase. For example, the signature card lets you add 3 points to your account when you make a transaction at any Harley-Davidson branch, while the same purchase can only get you 1 point for the Secured and Performance card. The latter 2 cards all get only 1 point increase at any other establishment you use your card for. Meanwhile, the signature card gives you 2 points for every dollar spent on restaurants, gas stations, lodging, and bars. One point is automatically awarded for any other purchases with the same credit card.

Another major difference is their annual fees. While the signature and performance cards do not require an annual fee, the secured card does. This fee is placed at a yearly amount of $30.

Different minor fees also apply accordingly.

Despite these differences, these cards also have some things in common. For one, a total earning of 25,000 points will make you eligible for a Harley-Chrome certificate. This cash certificate is given in increments of $25. But be sure to redeem the cash certificate within 180 days upon recognition, or else they expire.

Free Motorcycles monthly

If you’ve been pining away for an original H-D all your life, now’s your chance to get closer to that dream. With your new H-D visa credit card, all you need to do is build up a good standing by being a responsible cardholder, and you automatically get one raffle entry to the free bikes promo. This automatic entry also requires you to make eligible transactions on balance transfers, purchase, ATM withdrawals, cash advances, and many others.

Every month, starting form January 2012 up to December of the same year, a monthly draw will be done. Each winner will get that month’s featured bike model from Harley-Davidson. However, you shouldn’t feel bad if your name is not drawn – you can still have the chance to win because non-winning entries are automatically handed over to the bonus draw.

In case you’re wondering what are the types of bike you could possibly win, here’s the list:

January 2012 V-Rod 10th Anniversary Edition
February – 2012 Switchback
March – 2012 Forty-Eight
April – 2012 Super Glide Custom
May – 2012 Blackline
June – 2013 Iron 833
July – 2013 Road King Classic
August – 2013 Heritage Soft tail Classic
September – 2013 Street Bob
October 2013 – Road King
November – 2013 Super Low
December – 2013 1200 Custom
Bonus Prize – $500 Harley-Chrome Cash

Are these rides sweet enough for you? If you’ve just answered yes, then waste no time in opening your Harley-Davidson Visa credit card account now.

$100 in Gas Up For Grabs With U.S. Bank Cash Bonus Check Card

With the rising prices of gas, it’s absolutely wonderful to get a certificate or card that offers you some gas freebies. Right now US Bank is giving away a $100 Cash Bonus Check Card that you can use to get free gas.

The Promotion

The Check Card can be obtained by applying for it with a US Bank Checking Account. You can also get a Business Cash Bonus Check card if you have a business checking account. You also just have to link it to a Speedpass key tag which is an easy way to buy gas at Mobil and Exxon pumps. When you spend your first $100 on gas at any Exxon and Mobil gas station, this amount will be credited right back to your account. And the rewards doesn’t end there. Every time you gas up in Exxon and Mobil stations, you get to have 1% cash back on every gas purchase. Sounds great right?

More Details

The $100 cash back will be available to you in two gives. The first $50 can be obtained upon purchase of the first $50 in an Exxon and Mobil station. You can then use your cash bonus check card to redeem your $50 right back.

The second $50 however, can be obtained by signing up and activating your Speedpass key tag and linking it to your Cash Bonus Check card. Then, spend another $50 at Exxon and Mobil pumps using the key tag. At that moment, you can get the other $50 back.

About US Bank

US Bank, or US Bancorp is one of the largest banks in the United States. It currently holds $321 billion in assets and it is the 5th largest bank in the whole of America. It currently has over 3,000 branches all over the nation, with more than 5,000 ATMS at your disposal. The bank is FDIC insured, making sure that your money is safe for deposits up to $250,000.

US Bank Mortgage Rates and Review

US BankUS Bank is one of the nations largest and most popular banks.

US Bank headquarters is located in Cincinnati Ohio.  They have $266 billion in assets and operate in over 50% of the states.

What do the people think of US Bank?

According to MyBankTracker, US bank has 2 of 5 stars based on 34 ratings.  The ratings range from “Consistently Good Service” to “Next to impossible to get anything from this bank”.

According to, US bank has 1.6 out of 5 rating based on 36 ratings.  Now keep in mind people are far more inclined to rant online when they have been wronged, you may have a different experience.  I always take the low ratings as average and if there is high ratings that makes that company all the better.

US Bank Mortgage Rates

  • 30 year fixed rate – 4.75% with 1 point and an APR of 4.903%
  • 15 year fixed rate – 4.125% with 1 point and an APR of 4.385%
  • 5/1 ARM – 3.125% with 1 point and an APR of 3.508%

These rates are above the national average for mortgage rates, which as of the day this article was posted is:

  • 30yr fixed  –  4.46%
  • 15 yr fixed  –  3.81%
  • 5/1 ARM  –  3.49%

You can jump over and check out the current mortgage rates.

Get $10 Free With US Bank Visa Buxx Card for Your Teen.

US Bank Visa Buxx CardA few days ago we posted an article about the Visa Buxx Card for teens.

If you sign up with US Bank your teen could get $10 for free add onto the card.

If your plans were to sign up your teen for the Visa Buxx card why not take advantage of $10 free dollars with US Bank.

How to get the $10?

It is actually quite simple.  Simply use the coupon Buxx10 when you sign up through US Bank and your teens Buxx card will get 10 FREE dollars packed into that card.

What is the Visa Buxx Card?

That is a great questions.  Head over to our What is the Visa Buxx card article to find out all the details and see if it is right for you and your kids.

Where do I sign up?

You  can head to the US bank site to sign up and get all the fine print here.