Low Rates and Easy Loans with SpeedTrack Loans

SpeedTrack Loans is a financial institution that specializes in giving home loans from fixed mortgages to refinancing. Right now, SpeedTrack Loans is offering 30 year fixed mortgages with a fixed rate of 4.375%. With the average mortgage rate running at 4.77%, this rate is about one of the lowest borrowers can get.

And the rates aren’t the only thing that’s good about SpeedTrack Loans. This institution provides a user friendly website that allows people to enter brief information on their online form and a selection of what kind of loan you want. Their mortgage lender department will then contact you to know more about your situation.

Giving out of information isn’t a one-way street. SpeedTrack Loans will provide you with a wide variety of contact information to choose from like e-mails, phone numbers, and even pagers so you can get a hold of their personnel in a quick and efficient manner.

People who are low on cash for down payments also have a reason to rejoice. If you can’t afford a 20% down payment, SpeedTrack Loans allows you to give only 5% while still being able to qualify for a 30 year fixed mortgage on your primary residence. Their loan categories include refinance loans, home purchase loans, and home equity loans.

Other rates is 3.625% for 15 year mortgages, and 2.75% for 5 year ARM’s. Finally, SpeedTrack Loans is not location sensitive. Being an online lender, anyone from all over the USA can apply for a loan. What more can you ask for? Check out their website to see what SpeedTrack Loans can truly offer you.


Fixed Mortgage Rates Down, ARM’s Up

Now would be a good time to seal that loan when it comes to getting a fixed mortgage. The average rate for 30 year fixed mortgage and refinance rates are down at 4.77%, comparing to last week’s 4.81%. 15 year mortgages are averaging this week at 4.08%, down from last week’s 4.11%.

30 year jumbo rates are going low at 5.29%, with last week at 5.35%. 15 year jumbo rates are averaging at 4.71%, .07 points down from the prior week’s average of 4.78%.

If fixed mortgage rate borrowers are rejoicing at the drop of rates, those who already have an adjustable rate mortgage can’t say the same.

Current refinancing and mortgage rate on 1 year ARM’s are at an average of 3.14 %, just a tiny bit higher from last week’s rate of 3.13%.

3 year ARM’s are experiencing a higher jump, going at 3.47%, compared to last week’s 3.37%.

5 year ARM’s are now at 3.18%, the only ARM rate that’s down this week, compared to last week’s 3.24%. 10 year ARM’s are also going down with 4.18%, with the previous week at 4.22%.

Interest only adjustable mortgage loan rates trend is variable with the loan term. 3 year interest only rates are up from 3.51% to 3.57% this week, while 5 year interest only ARM’s are significantly down from 3.48% to 3.29%. 7 year interest only ARM’s are also down from 3.95% to 3.75% this week.

Fixed rate mortgages are good to go this week with a consistent drop in rates. ARM’s and interest only ARM’s are seeing a peak with short term mortgages such as 1-3 year loans, whereas longer terms are seeing a drop in rates.


BRINKS Financial Group Gives Lowest Mortgage Rate at 4.5%

30 year fixed rate mortgages from banks and financial institutions are already considered low when they’re at a 4.7 – 4.9% rate. However, BRINKS Financial Group can give you a mortgage rate for as low as 4.5%.

BRINKS Financial is a division of GoldStar Financial Group and is located in Ann Arbor, Michigan. The company has been serving Ann Arbor for 15 years, and holds the lowest mortgage rates in the Ann Arbor area. BRINKS Financial Group also specializes in helping Michigan residents and Michigan first time home buyers. BRINKS financial group is experienced in helping home buyers take advantage of the $8000 tax credit, giving home buyers big savings on their first home purchase.

Aside from providing friendly Ann Arbor Mortgages, BRINKS Financial also specializes in Novi mortgages, West Bloomfield mortgages, Rochester mortgages, and Grosse Pointe Mortgages. For those living in these areas, or who would like to relocate, BRINKS Financial Group provides an easy to navigate website where you can input your details to get to a mortgage rate that suits your profile. They have a section in their website called the Purchase Assistant, which is an online guide and fill up form where you can input your details based on the questions and choices that they post.

The 4.5% 30 year fixed rate is based on a $200,000 loan with a 20% down payment computation. Mortgage rates will vary on the amount of loan you are planning to take, the amount of down payment you can afford, and the number of years you plan to finish payments. Whatever your situation is regarding the home loan you plan to take, BRINKS Financial Group can give you the lowest rates in the area.

Aside from loans for purchasing a home, BRINKS Financial also offers loans for refinancing, and loans for consolidating debt. If you need mortgage help, their staff and experts are also available to give customer service and to answer questions when needed. Other institutions that also give low rates are Mortgages by Golden Rule, also at 4.5%, and Ameriplus Mortgage Corp. at 4.625%.

Pages: Prev 1 2 3 4 5