Concrete Mortgage Rates at Lenderfi.com

Getting the right mortgage rate is crucial for those who have plans of purchasing a home or even for those who are thinking of refinancing. There’s just a different feeling when it comes to owning your own home which is why even those who have little budget still try to make ends meet just to get their own space. One lending company that can help you get a mortgage rate that’s right for your pocket is Lenderfi.com.

All About Lenderfi.com

Lenderfi.com is a direct lending company that helps people with mortgages and loans. They started in 2006 and has continued to make every loan easy and simple. They are a direct lender which only means they do not have any middlemen like banks. Processing is quick and can give you the financing that you need without having to wait for long processing time. Aside from this, mortgage rates are also competitive and affordable.

Concrete Mortgage Rates

The rates as of October 2, 2012 with loans up to $417,000 are better as compared to the national average which is 3.55%. To those who will be choosing the 30 year fixed term, the rate is 2.875% with an annual percentage rate or APR of 3.081%. For the 15 year fixed term on the other hand, the rate is 2.250% with an APR of 2.623%. Others can also choose the 5/1 ARM term with an annual percentage rate of 2.375% and an interest rate of 3.094%. With these rates, people who are interested in getting mortgages can easily enjoy more affordable monthly payments in the long run.


Mortgage Rate Standings at Lenderfi.com

It is necessary for people who have plans of getting a new home to know the right mortgage rates in order for them to apply for the loans which suit their budget best. There are many financial companies and banks today that are offering mortgage loans espescially in this down market. Many people are losing their homes and thus most of these people may want to avail of refinancing schemes or perhaps sell their house and move to smaller homes where they are capable of paying off the mortgage.Mortgage rates then are the main factor that interested individuals will have to consider first.

One company that is offering good mortgage rates and loans is Lenderfi.com. They make the processing of making a loan very easy to do and understand.The process of getting a mortgage is direct which will make it faster and simpler. Another factor why many people also trust them is because of their current and well updated mortgage rates. The rates they have compete nationally and thus people are assured of getting the best.

As of August 7, 2012, they have updated their mortgage rates. People who want to get loans should grab them now while the rates are still quite good. For the 30 year fixed rate they have with a loan up to $417,000, the rate is 3.250 with an annual percentage rate or APR of 3.338. While the rate for the 15 year fixed is 2.750 with an APR of 2.836. And for the 5/1 ARM, the rate is 2.375 with an APR of 3.055. These rates are better especially that the national average rate is 3.77%.

People who want to make mortgage loans should then inquire and apply at Lenderfi.com. Those people who are meticulous can feel free to ask questions or make clarifications with their staff. They also have a website that clients can check up on to get the latest mortgage rates. In this way, when they will see the right rates for them they will be able to have the loans they want.


The Thirty Year Fixed Mortgage Rate at Lenderfi.com

Mortgage loans are not easy to handle or deal with especially nowadays that everything has become very expensive and most rates have high interest. Individuals or families would choose those companies or banks that could offer mortgage loans that they can afford in order for them to be able to pay for their dues. There are many financial institutions all throughout the United States and it’s only natural that borrowers look for the most competitive rates. One lender that provides bargain rates is Lenderfi.com.

All about Lenderfi.com

Lenderfi.com started in 2006 with the goal of making the loan process easy and accessible. It is a direct lending company that has no middleman. They offer the best rates in terms of mortgage loans and this is the reason why there are many people who choose to apply for a loan with them. Those who are interested with their mortgage rate can easily check online through their website. The online loan process is not only convenient to access, but also easy to understand.

30 Year Fixed Mortgage

Right now the common choice for people who are getting mortgage loans is the 30 year fixed mortgage. Why is this so? First, 30 years allows lower amortization payments, and second, fixed mortgages ensure that your monthly payments won’t fluctuate and go beyond your budget. The rate as of today is 3.250% with an APR of 3.374%. This rate is lower compared to the national average rate of 3.91%. People who are planning on applying for mortgages should now consider getting a loan at this discounted rate. Borrowers can go and visit Lenderfi.com so that they will have the right ideas and information on what to do and expect. When they will do the process successfully then they will be able to avail to the mortgage they need and thus they will be getting the house or home of their dreams.


Nation’s Lowest Mortgage Rates Available From LenderFi

As they say, the year 2012 is the year of new things. It’s just not right to say that getting a new house is a good way to start the New Year, because in fact, it is the best way of starting new things in life; not just for yourself but also for your family. After all, you owe it to yourself for having several years of hard work and spending endless hours in the office. For every home dreamer, you’re just in time for LenderFi.com’s year ender bonus, because as of December 30, 2011 they offer one of the country’s lowest rate for a thirty-year fixed mortgage.

The Difference a Few Decimals Can Make

In the above-specified mortgage, LenderFi.com only applies an annual percentage rate of 3.612%. That’s several points lower than Quicken Loans 4.361%, which is one of the highest mortgage rates offered as of today. Even the second lowest mortgage rate offered by AimLoan which is 3.799%, still constitutes a huge difference in calculating the expected accrued mortgage interest rate every year.

Through a simple application, you can now purchase your very own home or refinance your current home regardless of what State you are currently in. Whatever the case may be, availing of LenderFi.com’s thirty-year fixed mortgage rate is still a win-win situation because their mortgage rates are designed to give more pro-clientele advantages rather than disadvantages.

Lenderfi.com’s Mortgage Rates

30 Year Fixed Rate to $417,000

Rate – APR
3.500 – 3.612
3.625 – 3.663

15 Year Fixed Rate to $417,000

Rate – APR
3.000 – 3.068

5/1 ARM to $417,000

Rate – APR
2.250 – 3.072
2.375 – 3.087
2.500 – 3.110

30 Year Fixed Rate to $625,500

Rate – APR
3.625 – 3.814
3.750 – 3.847
3.875 – 3.901

Application Procedures

With LenderFi.com’s lowest mortgage rate offer, you are assured to get your dream house without worrying so much about your financial expenses. Even the standard guidelines in purchasing a home will not be violated with this incredible mortgage rate. Just log on to their official website and complete their mortgage application forms in three easy steps:

• Step 1. Search a personalized mortgage rate;
• Step 2. Choose the loan that best suits your needs; and
• Step 3. Submit your application online or call their hotline numbers for further assistance.

BBB’s Accreditation

LenderFi.com is one of the few lending institutions which have been given an A+ accreditation by the Better Business Bureau. That way, you won’t have to worry about any uncertainties that often come up with scam transactions usually conducted by unreliable lenders. LenderFi doesn’t just commit, they apply themselves in order to give you the best services there is for the realization of your dreams.