There are many individuals who want to open checking accounts but they are hesitant to do it due to the monthly or annual fees. Everything today has fees thus many people would look for a bank or company that would offer affordable and sometimes no fees at all. One of the banks that people can consider is Citibank. Many are familiar with this bank because it is one of the biggest and well-known banks all throughout the world.

Citibank’s services vary within the scope of their financial institution. They cater to all financial needs which make them a good company for people to go to. It is very important to select Citibank especially for those who really need the right financial solutions or needs. One of the services they offer is the checking account.They even have wide varieties or selection of the checking accounts that they can apply for.

One of the checking accounts people can choose from is Citibank’s basic checking. They even have a promotion with this account regarding monthly fees. When holders of the checking account will be able to make a direct deposit and a bill payment for the month then there will be no monthly fees. Another option for holders to avoid such fees is to keep and make a $1,500 balance combined with basic checking. This is how easy it is for holders or account owners to save money by avoiding monthly fees.

For those who cannot keep up with the promotion then they will have to pay $10 for the monthly fees and the maintaining balance of the checking account is $1,500. To those who are interested then they can apply and open their own checking accounts because there is no opening deposit. So for those who want the simple kind of account then they should try out for Citibank’s basic checking account.