Top 5 Checking Account Promotions This September 2011

Sometimes it’s good to take our minds off the economic gloom and doom news and forecasts, and what better way to do that than by checking out the latest bank promotions. This September, checking account promotions are abounding and for sure there’s a bank near you that can give you some bonuses. Below are 5 of the nation’s hottest bank and checking account promotions for the month of September:

1. Bank Mutual $50 Cash Bonus – Set up a new checking account and place in a direct deposit to receive an easy $50 Cash bonus. The minimum deposit needed to open an account is only $100 which is fairly cheap. However, some fine print states that the $50 bonus will only be credited 60 days after account opening, and the account must remain active for 6 months or else a $50 charge will ensue upon closing of the account.

2. BankDirect American Airlines AAdvantage Program – Upon opening a new BankDirect account, you are immediately eligible to earn up to 50,000 bonus American Airlines AAdvantage Miles. To qualify for the bonus, it is important to open a Mileage product including Mileage Checking Accounts, Mileage MMF’s and Mileage CD’s. You can also earn more AAdvantage Miles by using other BankDirect services which are in line with your mileage account.

3. Citibank $400 Gift Card Bonus – A $400 gift card is currently being offered by Citibank upon starting a Citibank Checking Relationship before October 31, 2011. You can open a Citibank checking account using either the CitiGold or Citibank Account package.

4. Banco Popular Totally Free Checking Account $125 Bonus – Opening a checking account with Banco Popular can be a good investment indeed with up to $125 in bonuses. The bank offers $25 for your old debit card and unused checks, $50 with direct deposits, and another $50 for Online Bills Services. Getting that extra money has never been this simple.

5. Capital One $300 Smart Cents Checking Bonus – If you think Banco Popular has it going good with $125 in bonuses, think again. Capital One is offering as much as $300 in bonuses by opening a free checking and Smart Cents account.

This September sees some positive investment vehicles in checking accounts themselves. These bonuses can certainly beat savings to some extent.

$150 Bonus for Chase Checking Account

September marks a new month, and although August didn’t have much in terms of checking account promotions (probably because of the sudden market downfall), this month sees Chase giving more than just the usual $100 bonus. Chase Bank is increasing the bonus from the regular hundred to a good $150 for new consumers who will open a checking account with them.

Availing of this promotion is easy. Just log in to Chase online and apply for a checking account with this promo coupon: 4109454000415352.

Qualifying checking accounts should have a minimum balance of $100. This should be new money, meaning the cash should not have come from other accounts within Chase. Another thing about this account is that it should also receive payment from the payroll, pension, or other government benefits within 60 days of account opening. This activity should be done electronically.

Chase customers who have closed accounts in the bank 90 days before the promotion are not eligible to avail of this promo. This is also only limited to Chase personal checking account so the High School, College, Access, Customized and Online Checking accounts are excluded. Accounts that are included in this promotion will be charged $10-$15 in fees, however these can be avoided with minimum balance requirements and other factors.

Promotion is valid only until September 15, 2011. So for those who are still scouting around for checking accounts, Chase bank can offer good service as well as an extra $150 to kick start your account.

Chase banks can be found in many locations from the East coast to the West coast of the United States. They also have other services that cater to personal banking, business banking, student loans, mortgages, investments, insurance, and of course, credit cards.