Pay off Your Credit Card Debt With Chase Slate Blueprint

Another year is almost coming and that means it’s time for some New Year’s resolutions. If it’s your resolution to finally get rid of that credit card debt, then Chase Slate Blueprint credit card may just be the tool to help you. Because of the extra Blueprint function, this card is designed to help consumers pay off their debt twice as fast as other Slate customers.

What’s a Blueprint?

A Blueprint is a unique set of features exclusive only to the card holders where each feature will help you manage your expenses and borrowing on your terms. The great thing about it is that it comes with your card absolutely free. Below are its features:

Full Pay

The Full Pay feature allows its consumers to avoid interest on everyday purchases even when you have a balance on your card. You can choose your everyday purchase categories which you can pay off in full every month and have them billed separately on your statement. Once you pay your Blue Print by the due date there will be no interest charged on these purchases.

Split

This feature is for large purchases because it allows you to choose how much you’d like to pay on the purchase and how fast you can pay it off. This helps you pay off the purchase and save on interest at your own terms.

Finish It

You can move your balance to a finish it plan and you can choose how many monthly payments you’d like to make and for how much. You can feel free to change your plan anytime with no penalty fees.

Track It

Finally you can use their track it feature to see where you’ve been spending your money. You can check your spending history, set up your spending goals and track your progress online.

This card by far has the most features that are designed to help you manage your spending and finally get rid of credit card debt. Also if you don’t have any, this is the perfect card to get since it helps you avoid getting into deep with credit card debt. With New Year just around the corner, this card can help you change into a new leaf.


0% APR and Transfer Fee From Capital One Platinum Prestige Card

For those who find themselves getting a little in too deep with credit card debt, it may be surprising to think that applying for another credit would pose an answer. However, doing so is actually a stroke of genius if you do it right. In order to lessen the interest you’re gaining every month on an existing card with an existing balance, one strategy is to transfer your credit card balance to another card that offers a lower interest rate. Better yet, transfer it to a card with 0% interest. This helps keep your balance from growing, giving you time to pay it off without accruing additional interest.

Usually credit card companies offer 0% interest on balance transfers for a promotional time to encourage consumers to open a card with them. The longer the promotional period, the better for those who are keeping up with their credit card debt. The usual period is from 6 – 12 months, however, Capital One is offering one of the longest periods yet, as long as 2 years.

The Deal

Yes, you heard it right, Capital One Platinum Prestige Card gives you 0% balance transfer for as long as 2 years. The promotional rate is announced to end on February 2013, so if you open a card with them now, you get to enjoy 0% on balance transfer for 2 years and 2 months. If that’s not enough Capital One is adding a 0% APR to the package, so if you charge any new purchase to your card, you can pay the item off slowly without the added interest.

Card Details

* 0% Introductory APR until February 2013 – 18.9% variable APR thereafter
* 0% Introductory APR for Balance Transfers until February 2013 – 18.9% variable APR thereafter
* $0 Annual Fee
* $0 Fraud Liability
* 24 hour travel assistance services
* 24 hour roadside assistance
* Extended warranty program
* Travel Accident Insurance
* Auto Rental Insurance

About Capital One

Capital One was founded in 1988 and has continued to do business up until today. It is currently one of America’s largest consumer franchises with around 45 million customer accounts. It is also one of the nation’s top ten banks based on deposits. The bank has approximately 1,000 branches located in New York, New Jersey, Texas, Louisiana, Maryland, Virginia, and the District of Columbia.

Aside from being issued by a trusted bank, the Platinum Prestige Card beats other credit cards over the length of term for their 0% introductory rates. The sooner you get the card, the longer you can benefit from their zero interest rates.