The Qantas American Express Discovery Credit Card Introduces Qantas Frequent Flyer Points

Traveling with a credit card that allows you to enjoy great benefits and earn discounts on your flights is nothing short of a dream. American Express makes that dream into reality with their latest offering form their Qantas American Express Discovery card.

What are the Benefits?

Every frequent traveler knows that earning miles is one of the cheaper alternatives to booking flights. Up to 7,500 bonus points are up for grabs when you make eligible purchases. The first 5,000 points you’ll receive should be from the first three months’ spending on being a cardholder that can equal up to $300. Additional 2,500 will be yours when you spend on purchases in Australia at any Qantas products or services.

With these points, you can avail travel fare or discounts from partner freights, given that the bookings are done by Qantas Club or Qantas Frequent Flyer membership.

You can earn points in a number of ways. One point is credited to your account with every dollar spent on an eligible purchase. This means any purchase you make at merchants accepting your credit card, and excludes balance transfers, cash advances, foreign currency purchases, refunds or reimbursements on purchases, and enforcement purchases among others. Purchases on Qantas products and services give you 2 points. Accumulate enough and use them for your travels.

When you sign up for an account and is approved, you automatically become a Qantas Frequent Flyer member. This is a great deal as this membership application alone amounts to $82.50. Travel insurance coverage is also included when traveling abroad.

If ever you lose your card, their emergency card replacement offer is always available to help you out, wherever you are in the world. American Express also ensures card protection against stolen and damaged cards.

Rates and Fees

Many reviews yield positive feedback on this card’s low rates and almost invisible fees. Their introductory promo gives you zero interest rate for the first six months of use, after your first purchase. After this time, an APR of 20.74% will be applicable to your account. The interest rate won’t start accumulating until after the 44 day-grace period provided.

You won’t have to worry about annual maintenance fees because every supplemental card gets $0 fee.

Low rates and great fees – that’s what the Visa Platinum Card with Qantas Frequent Flyer Miles is all about.

5% Cash Back from American Express Simply Cash Business Card

Cash back bonuses are not only limited to personal credit card accounts. Whether you’re just starting up, or you have a thriving business, the American Express Simply Cash Business Card is your best business assistant.

What’s To Like

• Earning cash back bonuses is certainly the highlight of this card. For every office supply purchase or wireless service use, you can enjoy up to 5% cash back. On the other hand, gasoline purchases get you a 3% cash back, while all other purchases score a 1% bonus. Purchase cash backs can help you save on office supplies, while gasoline rewards help you out when you are traveling for business or you are out meeting your clients or suppliers.

• Introductory APR is 0% for either 6, 9, or 12 months – depending on your credit worthiness.

• Adding employee cards can help you earn more points at no added fees. Not only can you delegate business purchases, the cash back is all yours as well.

• There is simply no limit to the amount of points you get. As for the cash back bonus, the rewards will be placed to your account every month.

• Get exclusive discounts on partner companies such as Hertz, FedEx, hpdirect, OfficeMax, AirTran, Epson, Marriot, and Hyatt among many others.

• Get an annual travel benefit if you purchase at least $3,000 worth of vacation cruise or package through any of American Express’s travel Services. This travel benefit amounts up to $100.

• If you find yourself too busy to mange your own credit account, you can ask someone to manage it for you. This authorized manager should be aged 18 years and older.

• To help you better organize your accounts, a year-end summary report is given in an itemized format. This statement can be given to you either online or by mail.

What’s Not To Like

• Although the cash back points are unlimited, the period of time you are eligible for it is limited. These rates are applicable only to the first $12,000 spent on every annual rebate. After this period, your cash back bonus will decrease to 1%.

• Not all providers for the automatic bill payment service the market. There may be times when these payments are made even after the billing cycle.

Putting your business first may be a difficult thing to do, but with the right credit card partner, you won’t have to place other priorities in the backburner. Get all these services and more only from American Express Simply Cash Business Card.

Last Day for American Express Cyber Week Sale!

Sales, discounts, price cuts and cash backs! It’s all about saving that extra dollar when it comes to Black Friday weekend and Cyber Monday. Some banks however have taken the holiday and extended their promotion starting from the 21st of November, all the way to November 30th. American Express is one of these providers who are celebrating Cyber Week Sale.

For those who still haven’t had enough of shopping and great deals, today’s the last day to avail of American Express’ holiday promotion.

20% Off on Cyber Week Shopping

That’s right, American Express card holders and members can rejoice with a flat 20% discount on items when you shop at American Express’ Member Rewards Site. And when they say 20% discount, they really do mean it because this same rate applies to all items from all 50 affiliate shops such as Sony, Cuisinart, Banana Republic and more.

The discount already sounds amazing, but is there a catch? Well, the only thing that keeps you away from a 20% off shopping spree is the type of card you own. In order to qualify, you must have a Green, Gold, Platinum, ZYNC or Centurion Card.

Membership Rewards and Extra Points

If you don’t happen to qualify for the promotion, there’s no need to despair. You can still avail of your Membership Site Rewards such as 5 times more points via 21 different retailers all the way through December 31st so there’s no need to rush. That is equivalent to about 5% cash back in your favorite retailers like Bloomingdales, Apple, Target and Godiva.

No Card Yet?

For those who don’t have the any card from American Express yet, it may be too late to avail of the 20% discount. However, AmEx does offer great deals all year round. Recommended cards include Blue Cash for frequent shoppers and American Express Platinum for heavy travelers.

Aside from the 20% off and membership rewards, there are also added perks from individual retailers like easy point redemption with Amazon and a $10 gift pack from Bath and Body Works. Just browse around the member site and check out the cool deals American Express has to offer on their last day of Cyber Week.