• 15 year fixed – 3.375%, APR at 4.063%
• 30 year fixed – 4.375%, APR at 4.703%
• 7 year ARM – 2.875%, APR at 4.063%

FHA Rates
• 30 year fixed – 4.250%, APR at 4.915%
• 15 year fixed – 3.750%, APR at 4.086%

Amerisave also has a website where loan application is made easy. All you have to do is search www.amerisave.com, and follow the steps indicated in the online process. For home refinancing, first search your rate and determine the best loan for your needs. Download the loan documents, sign, and mail them back to Amerisave. Amerisave will then process and underwrite your loan. Closing your loan can be done at home, or at an attorney’s office.

Home purchase also involves searching for the best loan and applying. Amerisave will process and underwrite the loan, but the loan will be subject to final appraisal and title inspection. If you’ve already found a property, forward a copy of your purchase contract and lock in your interest rate on the product of your choice. Amerisave offers appraisal of your new property, and they will arrange for the closing of your loan.

Amerisave has received many consumer testimonials about effectiveness and employee support, with good communication being one of the highlights. Amerisave also offers services for education, insurance, and credit cards.