Ever Bank Offers $60 Bonus on Checking Account

Ever Bank is currently offering a $60 bonus for customers who will open a Yield Pledge Checking Account. That is the same amount that Bank of America will be charging their consumers for a year of debit card use. To encourage other depositors to switch, Ever Bank is still charging no fees on debit card usage, and is even giving a cash bonus.

Ever Bank’s Yield Pledge Checking Account Features:

* Minimum opening balance of $1,500
* Minimum balance to earn interest -$0
* Debit Card Fee – $0
* EverBank ATM Fee – $0
* Unlimited ATM Reimbursements
* Free online and mobile banking
* Free to make deposits at home
* Online security
* $50 satisfaction guarantee

Basing on the features above, this checking account is certainly competitive. What’s nice about it is that there are no fees to debit card usage, as well as ATM use. Also, there is no minimum balance required for your money to keep on earning interest. Aside from the regular features, EverBank also offers a $50 satisfaction guarantee, meaning if you’re unsatisfied with the Yield Pledge Checking Account for three months of use, the bank will send you over a $50 reimbursement as a way of valuing your try with them.

The Requirements to Qualify for the $60 Bonus:

* Open a Yield Pledge Checking Account before November 30,2011
* Minimum balance of $1,500
* Account must be either an individual account or joint account
* Account must receive at least one direct deposit of $500 before January 31st 2012
* Maintenance of $1,500 minimum balance for the months of December and January statement periods
* Account must remain open until February 29, 2012

Ever Bank’s Rates

Ever Bank is currently offering a 0.61% APY on their checking account, as compared to 0.20% from ING Direct, 0.10% from Bank of America, and 0.05% from Wells Fargo. Although this rate isn’t the highest available for checking accounts, it still manages to go beyond other large financial institutions.

Since the offer is good until November 30, there’s still time for you to decide whether or not to switch to Ever Bank’s checking. With a bonus of $60, and a promise of free debit card usage, would you consider switching?

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