Bank of America is considered to be one of the largest institutions in the world. With operations in almost 40 countries, they are indeed one of the finest banks providing quality financial services to the people. The different services they have ranges from corporate banking, investment, to personal banking. For those who need convenience, security and extra perks on their banking needs, then Bank of America would surely be a good choice.

Right now Bank of America is offering a whopping $100 cash back with their VISA signature card. Those who are interested should make a minimum purchases worth $500 within the first 90 days of opening the credit card account. The owners of the card can also earn 1% of cash back on every kind of purchase, 3% on gas, and 2% on any groceries.  And a big $10 bonus when the account owner will redeem the cash backs into savings account or checking. This is considerably beneficial for those who also own other accounts in Bank of America.

To those who want this kind of credit card, why not apply for it now while a promotion is going on? Credit cards from BOA are certainly worth your time and money.

First Citizens Bank has almost 430 branches nationwide. Some of which are found in Arizona, Florida, Kansas, New Mexico, Texas, and West Virginia. These are just some of the branches that are booming because of the different services offered by the bank. Its main headquarters is located in Raleigh, NC of which it was established in the year 1898. Given its extensive history, the bank has further increased its assets making it one of the largest controlled family banks in the United States. Today, most of the services they offer involves personal and business banking, as well as investments and insurances.

The VISA Platinum Credit Card

Right now, a major service that they are offering is the VISA Platinum credit card. It is a premium card that has a high credit limit which is useful especially to those who constantly make large purchases. When owners will transfer a balance from another card, there will be no transaction fee. The APR or annual percentage rate on purchases is 10.15% and when the cards will be lost or stolen, immediate replacements will be given.

In conclusion, those who are interested with this card can simply apply at any First Citizens branch. They will really be satisfied once they will start using their own VISA Platinum credit card

About Oxford Bank

Oxford Bank was established in the year 1884 and continues to grow in services as well as in number. Today, they are one of the most accomplished banks not just in their services but also in providing help to the community. For those students who want to get help from them with regards to credit cards, they would definitely have something to offer.

College Rewards VISA Card

Those who want to be members of this card should know what are its perks and features. Even for those who have limited credit history can still apply and get this card. It is very convenient to use with redeemable awards if one will be able to collect 1500 points. This card has no annual fee which is just appropriate for those students who actually have limits with their budget. The APR or annual percentage rate ranges between 11.99% and 20.99%. And when there are enough points, the account holders can choose among the reward options such as travel, gift certificates, cash, and a lot more.

In conclusion, this college rewards VISA card by Oxford Bank is clearly appropriate for students who are starting to live and act on their own especially with regards to the financial aspect of life.

If there is one card that people should consider getting, its the VISA credit card by Republic Bank. This bank has excelled in providing the highest quality and level of banking standards. Its reputation is known all over the nation as one of the best. They offer services that would really help their clients very well like the credit cards they have, mortgages, loans, checking accounts, health savings, certificate of deposits, and a lot more. They do not just cater with personal banking but also with business and commercial finances.

VISA Credit Card

One of the best products they have is Republic Bank’s VISA credit card. This is a kind of credit card with no annual feit giving their account holders the luxury of not having to be charged at the end or start of the year. Aside from this, account holders can easily access their accounts on the internet and keep abreast with their billing statements. Clients  are assured that their finances and other important information are safe and secured. And it has a feature that includes a 24 hour emergency cash and card replacement should you lose your card.

In terms of rates, the annual percentage rate on all purchases and cash advances is 8.45% but it can vary or change on a monthly basis depending on the Prime rate market. The dues to be paid for the card are at least 25 days prior to due date. This will be applied after closing of the billing cycle and the owner will not pay any interest on the purchases if he or she will be able to pay the entire amount or balanwit on or before the due date. With these features and rates, those who will have this credit card can really enjoy and take advantage of it.

One of the banks that offer great deals and features when it comes to credit cards is BB&T. They never compromise the quality of the products and services they have. They make sure that every client is attended to especially when it  comes to their finances. One of the services that BB&T has to offer is their Visa credit card.

Terms and Features

BB&T Visa credit card has no annual fee that most card holders are concerned about. Large annual fees can come as  an unpleasant surprise every start of the year. With BB&T’s Visa credit card however, you need not worry about extra charges on your card. This is the main reason why many are getting credit cards from this financial institution. The introductory APR or the annual percentage rate is zero on all balance transfers and purchases for the first year.  After the introductory twelve months, the fixed or low variable APR ranges from 8.15% to 15.90%. In terms of paying the card holder’s due, he or she is given 25 days to pay the entire bill.

Benefits

Another reason why it’s so beneficial to use this card is because it is accepted in more than 32 million sites all around the world. You can still count on your card whether you are dining in France, or sightseeing in London. And lastly, it can give assistance to emergency and travel situations like car rental insurance and a lot more. With all these perks, there’s a lot to love with BB&T’s Visa Credit Card.

About Citizens Bank

Citizens Bank started as a small bank in 1828 and was first called as High Street Bank located in Providence, Rhode Island. Today, the bank has grown to a total of $132 billion in commercial banking assets and holdings with more than 1,500 branches nationwide. They have almost 21,000 employees working for them and 3,900 ATMs functioning in the whole nation.

Introducing Green$ense Platinum MasterCard

Citizens Bank is offering their Green$ense Platinum MasterCard and anyone can apply via online, phone, or through their actual branch. With this credit card, people can actually earn as much as $240 in cash backs yearly. For every Green$ense purchase, one can earn 25 cents and as much as $20 in a month when the card holder will be able to make 10 transactions in minimum. For people who use their credit cards often, cash backs are a guaranteed thing. Another means of earning such cash backs is by opening a Citizens checking account. 50 cents will be rewarded to every purchase using the credit card with no monthly caps. Once holders will earn their cash backs, it will instantly be deposited to their own checking accounts.

In conclusion, Green$ense credit card holders will not just benefit from the card itself by using it in making purchases but it will also let them earn cash backs they deserve. So what better thing to do than to apply and get a hold of this great service at Citizens Bank.

About CITI Bank

CITI Bank is a bank that operates not only in America but also worldwide. The services they have include credit and debit cards, loans whether individual or business loans, mortgages, investments, and many more. Those who need these services should not hesitate to check on CITI Bank because they will definitely be able to get the answer or solution they need.

The purchase APR or annual percentage rate reduction is up to 2% when the credit card account holder will make a purchase under the credit limit and will pay three cycles of billing period on time. This will mean that 0.25% will be the reduction by quarter. College students can take advantage of this up to 8 times. Just imagine how much they will save when they will get their APR reduction. In terms of bonuses, holders can earn as much as 1,200 points. This will then be converted into a dollar per 5 points or as they call it as Thank you points. Each point earned will really make a difference especially when the student owner will often use his or her credit card and will pay on time.

If you are a college student now, be sure to avail and apply for this Forward credit card by CITI bank because it will definitely be of big help to your pockets.

First Interstate Bank’s VISA Secured card is perfect for those individuals who want to rebuild their credit as well as those who want to establish it. People will be able to make use of this card because they can have it even if they had no credit history in the past or even if they have a bad credit history. This will be their stepping stone in getting other forms of credit finances. The Visa Secured credit card by First Interstate Bank also offers a secured certificate of deposit which is actually established by the customer or owner of the account. This kind of card can also be backed up with any type of savings account which will turn out to be the collateral.

Its annual percentage rate or APR for balance transfers and purchases is 16.25% with a 24.25% APR for cash advances. The annual percentage rate will vary on the market prime rate. On the other hand, the annual fee for this credit card is $39 all in all including the other services and charges. To those who want to apply and get this card, they should not hesitate to visit any branch of First Interstate Bank. It is very easy for people to apply to such card just as long as they know they are qualified.

IFirst Interstate Bank’s Secured card is one of the best in the nation today. It does not only allow people to spend but it will also allow them to rebuild credit worthiness.

Fees and Rates

With the Citi Dividend Platinum Select VISA credit card, owners can enjoy a zero annual fee. Aside from that, individuals can enjoy easy installment on any major purchase because of the 0% introductory APR that’s available for as long as the first 12 months. A variable rate of 12.99-22.99% will be applied after the 12 month period depending on credit worthiness. A 0% introductory annual percentage rate is also applied with the balance transfers for 12 months and after that the APR will then be the same as the purchase APR. The balance transfer fees will be $5 or the usual is 3% of the transferred amount.

Rewards
Aside from great rates, the rewards of the Citi Dividend Platinum Select VISA credit card are also quite exciting. When the account owner will spend $500 during the first three months, he or she will be rewarded with $150. There will also be 5% cash back on car rental and airline purchases. And a 1% cash back on all other purchases using the credit card. With these rewards, credit card owners can truly enjoy spending with their credit card.

Capital One Cash Credit Card: Rates

Before anything else, let’s talk about the rates. In terms of the annual percentage rate or APR for purchases, it is 0% intro until August of the year 2013 and after that time it will then be 12.9%-20.9%. For the transfer APR, the intro rate is also 0% until 2013 with the same variable APR as the purchase rate. Annual percentage rate on cash advance is 24.9% variable and the grace period of this card is 25 days on all purchases. And lastly, there is no membership fee.

Key Benefits and Rewards

Those who will have Capital One cash credit card will be able to enjoy and make use of a 50% bonus on all the cash backs the owner will earn each year. He or she will also have 1% cash back on the purchases he or she will make. The best thing about this is that thon points earned will be unlimited and will not expire. And the most important factor to remember is their one-time $100 bonus when the account owner will spend or use $500 during the first three months. So those who are always using the card will really be able to earn the bonus and eventually spend it.