Best CD Rates in Texas – October 2009

Below you will see the best CD rates for the state of Texas.

We have reviewed and sifted through many banks to find the best local rates Dallas Texas has to offer.

While with local CD rates you often get the personal touch of a friendly local banker, you may find the rates to be just under the national average.  You can check out our best cd rates to help you determine whether your local cd rates or national cd rates are better.

We determine the “highest” local rates by factoring in the CD rates with their respective term and comparing them to the national average.

Here are Dallas Texas’ best local CD rates.

6 Month

  • Texas Federal Credit Union – 1.92% APY – Minimum deposit = $1,000
  • SouthWest Airlines Federal Credit Union – 1.90% APY  – Minimum deposit = $1,000

12 Month

  • Baxter Credit Union – 2.50% APY – Minimum deposit = $50
  • SouthWest Airlines Federal Credit Union – 2.50% APY – Minimum deposit = $1,000
  • Branch Banking and Trust Company – 2.25% APY  – Minimum deposit = $2,500

24 Month

  • First National Bank – 2.68% APY – Minimum deposit = $1,000
  • SouthWest Airlines Federal Credit Union – 2.60% APY – Minimum deposit = $1,000
  • Washington Federal Savings and Loan Association – 2.50% APY – Minimum deposit = $1,000

All of the financial institutions mentioned above are insured by the FDIC or the NCUA.

Remember CD rates are time sensitive.  Please check with the financial institution for current rates and more details.  Refer to the date of this article for probable accuracy of cd rates.

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