Author Archive


Comerica Bank Offers $400 Small Business Checking Bonus

Comerica Bank is giving out a $400 bonus for its small business customers. This is their way of giving your business a stimulus package. This offer is being called the “Comerica Small Business Sensible Stimulus Package”.

Unlike most bank bonuses, which require you to sign up for a new banking account, Comerica is giving its bonus to active Comerica business checking accounts. These are people who already have an opened account with the bank. To be active you must have 5 or more customer-initiated transactions per statement cycle. Along with having an active account, you will need to establish a new qualifying account and/or service between October 5 and November 27th, 2009. You can register at Comerica.com/grow by December 8th, 2009 and your participation will begin on the first month after you have registered.

Comerica Stimulus Package Bonuses

  • You will receive $100 bonus when you subscribe to and use the Comerica Bank Payment Solution Package for 6 months.
  • You will receive another $100 when you use your Comerica Business Check Card an average of 6 or more time each month for 6 months.
  • $50 when you open a new Comerica Business Credit Card.
  • $100 when you sign up for and use Comerica Merchant card processing services (speak to their merchant services to find if you can get a better rate than you currently are).
  • $50 when you sign up for and use Comerica Business Deposit Capture for 6 months.

Most banks offer bonuses to get you to deposit new money into their bank, so Comerica has added another incentive to add money to your account. When you add $25,000 of new money in your Comerica Business Checking Account, you will receive:

  • A free scanner
  • Waived start-up costs
  • A free 2-year maintenance plan.
  • A total benefit valued at $674

Additional details of this deal:

Qualifying bonus payments will be deposited into your Comerica business checking account about 6 months after your eligibility.

You must keep each account open and active for at least 6 consecutive months to qualify.

A maximum cash bonus of $400 will be paid per business. Limit one payout per business entity.

This program and bonuses ends August 31, 2010. Cash bonus is considered interest and will be reported on IRS form 1099-INT.

Learn more about this deal here.


CD Rates Reverse and Head Back Down in October

After slight increases in August and September long term CD rates (2,3 and 5 year certificates) have reversed course and have headed back down for the month of October.

Hopes have been high that the raises in August and September may have marked the end to the spiraling CD rates, but as it stands now long term rates are just barely above the record low we saw in the month of July.

The shorter term certificate of deposits have also reversed course albeit not as bad as the long term CD’s.

What does this mean for you?

It means not much has changed.  The same rules that applied for borrowing back in July and August and still the same as we head into November.  The decline in CD rates may not yet have reached its bottom, although hopes are still high that this is merely a short dip and soon the CD rates will rebound and continue to rise.

Remember the general rule of thumb: Go short when CD rates are low and you think they’re going to go up, and go long when interest rates are high and you think they’re going to go down.

CD Rates are obviously low and we are hoping they will increase.  So now may not be the best time to go long.

Here you can check out the best CD rates from banks across the country. Interest Checking Accounts may be a great alternative while CD rates are still so low.  Interest checking will allow you to have continual access to your money, and still be earning comparable interest to CD accounts.


Highest CD Rates In Oklahoma City, OK – October 2009

Here is a list of the highest yielding CD (certificate of deposit) rates for the residents of Oklahoma City, OK. These CD rates will come in the form of the 6 month CDs, 12 month CDs and 24 month CDs. After going through several rate pages from local banks and credit unions serving Oklahoma City and most of Oklahoma, we have found that most rates are lower than the national average, you are better off finding national institutions than with local ones.

Keep in mind that CD rates are always changing and are time sensitive in nature, so be sure to check the date of this article for accuracy. You can always find the best national CD rates from our CD rates page.

How we came up with this list:

The highest CD rates are usually kept for the longer maturities and/or those with the highest minimum deposit and since we wanted to keep in mind that our average investor does not have loads of money stashed around, we wanted to give you more options with the best CD rates that we have found.

Highest 6 Month CD Rates In Oklahoma City, OK:

  • Sooner State Bank (The Village, OK) – 6 month CD yields 2.02% APY with a minimum deposit of $10,000.
  • Communications Federal Credit Union – 6 month CD yields 1.90% APY with a minimum deposit of $1,000.
  • WEOKIE Credit Union (Edmond, OK) – 6 month CD yields 1.87% APY with a minimum deposit of $1,000.

Highest 12 Month CD Rates In Oklahoma City, OK:

  • Midfirst Bank – a promotional 15 month CD yields 2.10% APY with a minimum deposit of $5,000.
  • Sooner State Bank – 12 month CD yields 2.07% APY with a minimum deposit of $10,000.
  • Oklahoma Employees Credit Union – 12 month CD yields 2.02% APY with a minimum deposit of $500.

Highest 24 Month CD Rates In Oklahoma City, OK:

  • Tinker Federal Credit Union (Bethany, OK) – 24 month CD yields 2.68% APY with a minimum deposit of $10,000.
  • Communications Federal Credit Union – 24 month CD yields 2.55% APY with a minimum deposit of $1,000.
  • Sooner State Bank’s – 24 month CD yields 2.53% APY with a minimum deposit of $1,000.

All of the above banks and credit unions are federally insured by either the FDIC or NCUA. Be sure to check with your bank to make sure they are still federally insured and do not give them your money if they are not. If you live in or around Oklahoma City, OK and know of better CD rates please let us know.


Sovereign Bank Offers A Save & Invest CD Package At 2.25%

Sovereign Bank has come out with a limited time offer to help you save and invest your money at the same time. The Save & Invest CD Package takes your money and splits it between two CDs, with half put in a 6 month CD at 2.25% APR and the other half put in a 36 month CD term.

The key is to diversify

This is a great way to diversify your money between saving it and investing it at the same time in a high paying CD package. As half of your money earns a steady high interest rate of 2.25% for 6 months, the other part of your money will be linked to investments in the S&P 500. A great aspect of the 6 month CD term is that there is no early withdrawal penalty, which will give you access to that half of your money.

The best part about the 36 month CD investment is that unlike some longer term investments, it is FDIC insured. In an economy like ours, it is vital to make sure you put your money in a safe institution that is federally insured. The guarantee you have with the 36 month CD is that you will not lose any of your investment, the only penalty for the S&P going down will be that you will not receive any interest for the period. For every year that the S&P goes up you will receive a great interest rate.

Additional details about this offer:

  • Minimum combined deposit for the CD package is $5,000.
  • Must be opened before November 27th, 2009
  • The Invest CD matures on November 30th, 2009; the term will be 36 months from that date.
  • There is an early withdrawal penalty for the Invest CD, and within 6 days of opening the Save CD.

This great offer from Sovereign Bank offers you an easy and low risk way of both saving and investing your money. For more information, visit the Sovereign Bank promotional page here.


Highest CD Rates In Sacramento, CA – October 2009

Here is a list of the highest CD (certificate of deposit) rates available to the residents of Sacramento, California. We have compiled a list of the best CD rates for the 6 month CD, 12 month CD and 24 month CD terms. After going through many local bank rates and credit unions serving the city of Sacramento as well as Central California we have found that you will find better rates with national institutions than with your local ones.

Be mindful that CD rates are always changing and that these rates may be out of date depending on the date of this article. You can always find up to date CD rates from our CD rates page.

How we came up with this information:

As you may very well know that if you are looking for the highest CD rates you will need to look at the longer maturities such as the 60 month CD or CDs that require a high minimum deposit.

Highest 6 Month CD Rates In Sacramento, CA:

  • UFB Direct – 6 month CD yields 1.70% APY with a minimum deposit of $8,000. This is a national bank and will accept deposits from other states.
  • First Financial Bank (Sacramento branch) – A promotional 10 month CD yields 1.50% APY with a minimum deposit of $500.
  • Community Business Bank of West Sacramento – 6 month CD yields 1.45% APY with a minimum deposit of $10,000.

Highest 12 Month CD Rates In Sacramento, CA:

  • Colorado Federal Savings Bank (Sacramento branch) – 12 month CD yields 2.0% APY with a minimum deposit of $5,000.
  • Community Business Bank – 12 month CD yields 2.0% APY with a minimum deposit of $10,000.
  • iGoBanking.com – 12 month CD yields 2.0% APY with a minimum deposit of $1,000. This is an online institution with will accept deposits from any state.

Highest 24 Month CD Rates In Sacramento, CA:

  • Hudson City Savings Bank – 24 month CD yields 2.50% APY with a minimum deposit of $5,000. This bank can accept deposits from any state.
  • First Financial Bank – A promotional 25 month CD yields 2.50% APY with a minimum deposit of $10,000.
  • CitiBank (Carmichael, CA branch) – 24 month CD yields 2.25% APY with a minimum deposit of $1,000.

All of these banks and credit unions are federally insured. Make sure the bank or credit union you deposit your money to is insured by either the FDIC or NCUA. If you live in or around Sacramento, CA and you know of a better CD rate please let us know.


Highest CD Rates In Alaska – October 2009

These are the highest CD (certificate of deposit) rates we have found for the residents of Alaska. These rates are listed in the 6 month CDs, 12 month CDs and 24 month CDs. After going through many local banks and credit unions serving the cities of Anchorage, Juneau and the surrounding state of Alaska, we have found that you may find higher rates with national banks than with local ones.

Be sure to remember that these rates are time sensitive and that the information provided may be out of date depending on the date of this article. CD rates are constantly changing so we encourage you to keep up to date with our list of the best CD rates currently available.

We have put together a list of the highest paying CD rates based on the 6 month, 12 month and 24 month terms. We already know that the longer the maturity the higher the CD rate will be, but wanted to keep our list simplified.

Highest 6 Month CD Rates In Alaska, AK:

  • Nexity Bank – 6 month CD yields 1.65% APY with a minimum deposit of $1,000. This is a national bank and will accept deposits from any state.
  • Advancial Federal Credit Union (Anchorage branch) – 6 month CD yields 1.48% APY with a minimum deposit of $1,000.
  • Denali Alaskan Federal Credit Union (Juneau branch) – 6 month CD yields 1.35% APY with a minimum deposit of $500.

Highest 12 Month CD Rates In Alaska, AK:

  • Tongas Federal Credit Union (Metlakatla, AK) – 12 month CD yields 2.35% APY with a minimum deposit of $500.
  • Alps Federal Credit Union (Sitka, AK) – 12 month CD yields 2.25% APY with a minimum deposit of $500.
  • Denali Alaskan Federal Credit Union – 12 month CD yields 2.06% APY with a minimum deposit of $500.

Highest 24 Month CD Rates In Alaska, AK:

  • Hudson City Savings Bank – 24 month CD yields 2.50% APY with a  minimum deposit of $5,000. This is a national bank and will accept deposits from any state.
  • Alps Federal Credit Union – 24 month CD yields 2.32% APY with a minimum deposit of $500.
  • Denali Alaskan Federal Credit Union – 24 month CD yields 2.30% APY with a minimum deposit of $500.

All of the above banks and credit unions are federally insured by either FDIC or NCUA. Always be sure your bank or credit union is federally insured before giving them your money. If you live in or around Alaska and know of better rates please let us know.


Highest CD Rates In Minneapolis, MN – October 2009

These are the highest CD (certificate of deposit) rates for the residents of Minneapolis, Minnesota. These rates are in the form of 6 month CDs, 12 month CDs and 24 month CDs. After going through many rates from local banks and credit unions serving Minneapolis as well as the whole state of Minnesota, we found that you will find slightly higher rates from national institutions or online banks.

Remember that CD rates are ever changing, so the rates posted below may be out of date depending on the date of this article. Be sure to check out the most current CD rates from national banks.

As you may know, the longer the maturity date of a CD, the higher the interest rate you will find. Since we did not want to strictly list the highest yielding CDs, we have posted the best rates we have found for the specified time periods.

Highest 6 Month CD Rates In Minneapolis, MN:

  • People’s Bank of Commerce (Edina, MN) – promotional 7 month CD yields 1.90% APY with a minimum deposit of $5,000.
  • TruStone Financial – 6 month CD yields 1.86% APY with a minimum deposit of $500.
  • Union Bank and Trust – 6 month CD yields 1.76% APY with a minimum deposit of $10,000.

Highest 12 Month CD Rates In Minneapolis, MN:

  • TruStone Financial – 12 month CD yields 2.27% APY with a minimum deposit of $500.
  • HiWay Federal Credit Union (St. Paul, MN) – 12 month CD yields 2.10% APY with a minimum deposit of $10,000.
  • Vision Bank (Saint Louis Park, MN) – 12 month CD yields 2.07% APY with a minimum deposit of $1,000.

Highest 24 Month CD Rates In Minneapolis, MN:

  • Hudson City Savings Bank – 24 month CD yields 2.50% APY with a minimum deposit of $5,000. This is a national bank and can accept deposits from any state.
  • 1st Regents Bank (Blaine, MN) – 24 month CD yields 2.50% APY with a minimum deposit of $10,000.
  • HiWay Federal Credit Union – 24 month CD yields 2.50% APY with a minimum deposit of $5,000.

All of the above institutions are federally insured by the FDIC or NCUA. Be sure you make sure that the bank or credit union you deposit your month with is federally insured. If you live in or around Minneapolis, MN and know of better CD rates please let us know.


Chase Offers Business Checking Account Bonus of $100

Have you started a new business recently? If so you may want to take a look at Chase Bank’s newest offer for business accounts, which is valid until the end of 2009. From now until the end of the year, Chase Bank will give you $100 bonus when you sign up for their business checking account.

Terms and Conditions:

  • Get your coupon code here and take to your local Chase branch.
  • You have to deposit $500 within 30 days of opening the account.
  • Offer is valid until December 31, 2009.
  • To qualify you much open one of the following accounts:
    • Chase BusinessClassicSM Checking
    • BusinessClassicSM Checking with Interest
    • Chase Advanced BusinessCheckingSM
    • Advanced Business CheckingSM with Interest
    • Commercial Checking
    • Commercial Checking with Interest
    • or Chase BusinessPlus® Extra Checking account
  • Account opening and award of premium are subject to approval (interest bearing accounts available only to sole proprietorships, non-profit organizations, and government entities).
  • Limit one business checking account-related premium per customer per calendar year. Chase reserves the right to withdraw this offer at any time without notice.
  • Attempts to earn multiple premiums may be voided by Chase, at its discretion.
  • Cash premium will be deposited automatically into your checking account within 10 business days after the minimum deposit requirement is met.
  • Cash bonus may be considered interest reportable on IRS Form 1099-INT.


Highest 6 Month CD Rates At 1.76% – October 2009

We found the highest rates for a 6 month cd (certificate of deposit) sitting around 1.76% nationally, down roughly 0.05% from the previous week. The current national average for the 6 month CDs sits about 1.16% APY.

Ascencia Bank of Louisville Kentucky holds the current highest rate for any 6 month CD nationally at 1.76%. They are a nationwide bank and will accept deposits from any state. The minimum required deposit is $500 and your interest is compounded monthly.

Banks and Credit Unions sometimes offer promotional rates for odd maturity dates such as a 7 month CD, 13 month CD or 15 month CD. America’s Credit Union has two promotions going on with odd maturity dates. The first is a 7 month CD which pays 2.0% APY, with a minimum deposit of $500. The second promotion is a 13 month CD paying 2.15% APY with a minimum deposit of $500. These odd maturity dates usually have a higher interest rate than what is normally offered. If you know of any higher paying CDs or promotions going on that are noteworthy please send us a message.


Key Bank Offers Checking Account Bonus Up To $225

keybank checking bonusKey Bank has two great checking account bonus offers today! Depending on the type of account you open or can open, you will be eligible to earn $125 or $225 in cash.

To earn the $125 cash bonus from Key Bank you have to open either their ‘Key Express Free Checking Account” or the “Key Advantage Money Market Checking.” Currently the money market account in our state is paying an interest rate of about 0.05% APY, your state may offer better rates.

How To Get The $125:

To make the $125 bonus you must make one debit card transaction and a combination of either two direct deposits or automated payments each of $100 or more.

To earn the $225 cash bonus from Key Bank you have to open either their “Key Privilege Checking Account” or their “Key Privilege Select Checking Account.”

  • The “Key Privilege” account puts both your banking account and investment account together.
  • The “Key Privilege Select” account offers its customers premium solutions and personal services. So to get the $225 bonus you must be a high roller. They make it hard to get bonuses from banks, or at least high bonuses.

How To Get the $225:

To make the $225 bonus you must qualify for their higher end checking account and then make one debit card transaction and a combination of either two direct deposits or automated payments each of $100 or more.

This deal is good until November 20, 2009 and may not be offered to you. Check out Key Bank’s promo page for more details and eligibility. Key bank operates out of many states in the west and most recently Colorado. Be sure to check the promo page to see if you are able to sign up from your state.

Pages: Prev 1 2 ... 21 22 23 ... 25 26 Next