Archive for July, 2012

Reward Yourself with Meridian Bank’s Visa Signature Card

Credit cards have increasingly become a necessity in everyday financial transactions. With constant use and the numerous financial providers, consumers have become more diligent in finding the right card for them.

One kind of credit card that people, especially women, would love to have is the Visa signature card by Meridian Bank. This bank is very famous in terms of their credit cards as well as their saving services. They also offer loans, mortgages, and many more. So to those who need financial aid can find what they need at Meridian Bank.

All About the Visa Signature Card

Meridian Bank’s Visa signature card offers competitive and well updated rates that will help in expanding the purchasing power of the account holder. There are also many rewards and privileges that will help members gain more for monet money. Aside from that, cash back rewards are also being offered making the card more enticing indeed. In terms of billings, a zero introductory APR is offered for the first six cycles of billing on all purchases as well as balance transfers.

Product Visa Features

There is no annual fee with the premier rewards card and unlimited 1% cash back is offered wherein the account will earn one point for every dollar spent using the card. Once the points are accumulated, rewards that can be redeemed include round trip airline tickets, gift certificates, and different merchandises. Owners of the credit cards will surely be able to choose among the various rewards.

With all these features plus a rewarding point system, it’s no wonder many clients choose to avail of the Visa signature card at Meridian Bank.

Get a Chance to win a $10,000 Scholarship at Fifth Third Bank’s Checking Account Promotion

Having trouble paying college tuition fees? Or are you looking for ways to ea that student loan? instead of working on getting a third job, you may want to open a checking account in Fifth Third Bank instead. Right now, Fifth Third Bank offers a good chance for students to have a brighter future by possibly winning a scholarship worth $10,000. This can be done by simply opening a Fifth Third Bank Essential Checking Account. Sounds easy right?

Benefits with the Checking Account

It is not just all about winning the scholarship but also gaining benefits with this kind of checking account. Those who will be availing of the account will not have to worry about the maintaining balance because there is none. There are also no monthly fees and service charges which will allow students to save their money in return. Students will also have five free ATM Fifth Third transactions in each month. There are also free mobile and e-mail alerts for the students as well as their parents. In this way, parents will then be able to check the accounts of their children.

Those who are planning on opening an account should follow the specific requirements. Students or applicants should be at least 18 years old with a U.S. address and should be a U.S. citizen. Other information that should be provided includes the social security number, e-mail address, and the driver’s license. This is how easy students can join this checking account promotion. So to those who want to qualify and maybe win the scholarship, you should pass the requirements now.

Reasonable Certificates of Deposit Rates at Bank United

It is very important for people not just to save but also to invest their money. Why is this so? Investing helps create more money from what you already have, helping you in your goal to have a secure and financially stable future even upon retirement. For those who are financially savvy, certificates of deposit are a great way to invest while keeping your money safe. One place to grow your cash is in Bank United.

About Bank United

Bank United has proven to be competitive ever since it was established in 2009. Although it is relatively young, many Americans have decided to invest because of their great rates and other financial services such as loans, mortgages, checking, savings, and credit cards.

In terms of certificate of deposits, they have their CD specials. The rates they currently have in their site have been updated last July 12, 2012. These rates are competitive when compared to other financial institutions. Right now, the minimum balance one should have in opening a certificate of deposit is $5,000. For the terms, they have the 12 month period that has an interest rate of 0.65% with an annual percentage yield of 0.65% as well. Those who will pick the 18 month will have an interest rate and APY of 0.75%. 0.85% on the other hand is the annual percentage yield and interest rate for the 24 month term. And the last term they have is the 36 month period with an interest rate and an annual percentage yield of 1.000%. Some may find these rates slightly lower than usual but actually these are good rate already that can compete with other financial banks or companies. Those individuals who have not opened their own certificates of deposit should consult with Bank United in order for them to know what are its benefits and advantages.

Daily Check on People’s United Bank’s Mortgage Rate

Mortgage rates are always a priority for people to check whenever they have plans of buying a house. There are many people who do wish to buy a home but most of the time they can only do this through mortgage loans. There many borrowers who are looking for the right financial institution or company that have the best mortgage rates and loans. It is important for people and families to find the right company to go to in order for them to have the best mortgage that they know they can truly afford. To those who are looking for good rates, they can have it in People’s United Bank.

In People’s United Bank, customers and future clients will be helped by accommodating and knowledgeable staff that will provide a step by step process in making sure that those who will be getting the mortgage loans understand every detail about the loan. They also offer other financial services that can be of aid to this who need cash and financing. In terms of mortgage rates, they have flexible choices that will fit the financial portfolio of a wide range of buyers.

For those who will be having a maximum loan of $417,000, they can choose the 30 year fixed rate mortgage with an interest rate of 3.500% and an annual percentage rate of 3.664%. While for the 15 year fixed mortgage, the interest rate is 2.750% with an APR of 3.054%. On the other hand for the 30 year Jumbo loan, the interest rate is 4.250% with an APR of 4.286%. There is also the adjustable 10/1 mortgage with an APR of 3.560% and interest rate of 3.625%. These are indeed some of the mortgage loan choices that are very reasonable and that families can afford. Those who want to apply for these loans should inquire at People’s United Bank to get started on the loan process.

Cash Back Offers with Chase Freedom Credit Card

Credit cards are now good as cash especially since the number of establishments who accept this mode of payment is now steadily growing. Being able to pay for purchases such as groceries, gas and entertainment with just one swipe has proven to be so convenient that consumers are clamoring to have not just one but multiple credit card accounts. If you’re looking for another card to add to your wallet, you may want to consider getting one from Chase.

Right now Chase is offering the Chase Freedom credit card that features a lot of cash back rewards that are truly enticing. How do the credit card holders acquire or gain the cash backs? The first is the 5% cash back which can be earned by acquiring 4% on bonus categories and 1% on all purchases. Any cardholder can have this as long as the card account is not in default. This cash back can be spent up to $1,500 bonus in any categories offered by Chase. Next is the $100 cash back. When owners of the card will earn 10,000 bonus points or will make a total of $500 on all purchases for the first three months of opening the account then he or she will be able to redeem it into cash. This is another great benefit for those who love to shop.

On the other hand, the pricing and terms are very agreeable. For the first 15 months, a 0% introductory APR is offered on all balance transfers as well as the purchases. After the introductory period, 12.99%-22.99% is the variable APR. There are also no annual fees which makes the card easy on the pocket. There’s a lot to love with Chase, so why not go get one now.

Checking Account Promotion Package at Wells Fargo with their PMA Premier Checking

Wells Fargo is one of the leading financial institutions in the whole nation as of today. Many individuals have invested with this company because they know their money is safe and secured. Wells Fargo provides some of the best financial solutions for people through the different services they offer such as checking, savings, credit cards, loans, commercial businesses, and more.

Right now the major choice for many is specifically the PMA Premier Checking account. Why is this so? It is because of the high level of advantages as well as the benefits that account holders can gain. Those who are looking for the best checking account will certainly find satisfaction in this one. So what are its benefits? First and foremost, this checking account can earn bonus interest rates for other linked accounts within Wells Fargo such as savings account and CD’s under the same account holder’s name. If have a good checking account record then the company will give them bonuses through the other accounts they hold. And not just that, there will be no monthly service fees for the other linked accounts. There will also be discounts in interest rates which will definitely be of great help to those who have loans.

In terms of rates and fees, those checking accounts with a balance of $0- $4,999.00 will have an APY of 0.01%. Accounts with $50,000- $99,999.99 will have an APY of 0.05% and a balance of $10,000 or more will have an annual percentage yield of 0.15%. These are huge already because there are some banks that do not have APYs and interests which discourage a lot of people to open checking accounts with them. On the other hand to those who are concerned with the service fee, it is actually $30 monthly but it will be given for free when owners meet specific requirements such as having more qualified bank link deposits within Wells Fargo.

Certificates of Deposits Specials at Chase

With so many banks and financial institutions, consumers can get confused as to which bank offers the best rates in terms of certificates of deposits. However, one bank that customers can rely on is Chase.

For those who are still looking for the best place to open a certificate of deposit or for those who have multiple accounts already but would want another institution in saving or keeping their money, they can try out Chase. Certificate of deposits are the best solution for those who want to save enough money and let it earn some interest. With Chase, the rates are well updated and they can assure that the money is safe and sound. The company is FDIC insured which means your money is safe for up to $250,000.

With regards to their certificate of deposits, they offer the Chase CD Specials. This is the common choice for many especially to those who have the ability to invest big amounts. The minimum opening deposit of the Chase CD Specials is $10,000. Those who are able to provide this amount can enjoy higher rates and bigger returns. The first term or the shortest term they have is the 9 month period. This has an APY or annual percentage yield of 0.25% while for the 12- month term, the APY is 0.45%. Other terms include the 36 month with an APY of 0.65%; the 60 month term with an APY of 0.90% and lastly is the 120 month with an APY of 1.75%. Those who really want to save their money will definitely find the right solution at Chase.

Easy Mortgage Rates and Loans at American Interbanc

With so many mortgage providers, it’s only right that people become meticulous in finding the right loan for their budget and salary. One of the easiest indicators of a good loan is of course the mortgage rates. Since rates can change almost everyday, it’s hard to keep abreast of which rate is best. For people who are looking for a mortgage that’s easy on the pocket, they may want to try checking what American Interbank has to offer.

American Interbanc provides solutions for those lending problems that individuals and family face every time they wish to buy or even refinance their own homes. With the issues in real estate right now, it is only right that individuals or families go to the right people. This lending company offers the best rates that are quite competitive in the market. The rates they have afor the latest and well updated. So for those who want the best mortgage rates today, they can have it when they will apply for the best deal in terms of mortgages at American Interbanc.

The Jumbo 30 year fixed mortgage has a rate of 3.750 with an APR or annual percentage rate of 3.871. While for the Jumbo 15 year fixed, the rate is 3.250 with an APR of 3.327. Jumbo 5/1 ARM 30 year has a rate of 2.500 and the Jumbo 7/1 ARM 30 year has the rate of 2.750. American Interbanc also has other choices for more flexibility. The other choices include the conforming 30 year fixed with APR of 3.170 and the rate of 3.000. On the other hand, there is also the conforming 15 year fixed with a rate of 2.500 and an APR of 2.585.

These are the latest mortgage rates the company has that are surely reasonable. To those who have questions with regards to these rates they can simply inquire directly with American Interbanc.

Trying Out FNBO’s Extra Earnings Visa Credit Card

Credit cards have become a necessity. Credit cards are commonly used today because these are accepted by all establishments. Many individuals would just immediately get their cards and pay for all the things they will be purchasing. It is very important that people own such in order for them to have something that they can also use wherever they will be going since such cards are accepted everywhere.

One of the banks or financial institutions that offer the best deals in terms of credit cards is FNBO. This stands for First National Bank Omaha which has a strong and stable banking heritage that started some 150 years ago. With this background, people are then assured that they can trust such company and will have the best services possible. And one of the best financial services they have is the Extra earning Visa credit card.

People will really have the best in terms of credit cards when they will apply to such company. Some of the features of FNBO’s extra earnings Visa card include owners to redeem the points they will earn. Account or credit card owners will get 2 points for each dollar they will purchase for the first 12 cycles of billing. This will be applied immediately after the account is opened. After the 12 billings, the account will still earn a point for every dollar purchase. This will continue until the account is used and opened.

In terms of redeeming the points when one will earn a total of 2,500 points, the owner of the credit card will be able to acquire $25. This is already a good deal especially when the card is always used. People or individuals who love using their cards will certainly be happy because they can accumulate and save the points they have and get an equivalent prize for it. To those who want to have the best credit card then they can definitely have it with FNBO’s extra earning Visa credit card. Those interested should apply now in their online site.

Bank of America: Featuring the Standard Term of Certificate of Deposits

Do you want to save enough money and let it earn the right interest? Well, its likely the answer is yes. Who would not want to just set aside their money to find it increase in value without lifting a finger? For those who really want to save the right way then what they can do is open a certificate of deposit account. Almost all banks offer this kind of service because it’s useful to customerig who are looking for a safe place to invest their cash. They would want to be assured that what they put and save in the bank is secured and safe at the same time. To those who want the best bank then they can instantly choose Bank of America.

Bank of America is known all over the world because it is a stable bank backed by huge assets. People nationwide trust this bank fully since they can find the different financial services that they need. Some of the services and products they offer is not just about certificate of deposits but also includes loans, mortgages, credit cards, personal and company investments, insurances, rent, and many more. You name it, they definitely got it.

Features and Terms

For their certificate of deposit, the minimum amoutheta open is $1,000. The terms are customizable which means that the account holders will be able to choose different periods from 28 days which is the shortest to as long as ten years. In terms of rates, the interest rate for the 28-89 days is 0.25% with the same percentage of APY. For the 90- 179 days certificate of deposit, the interest rate and APY or annual percentage yield is 0.28%. On the other hand, an interest rate and APY of 0.30% is for the 6-11 months term while 0.35% is the APY and interest rate for the 12-17 months period. And the last is the 24-35 months term with an APY of 0.40% and an interest rate of 0.40%.

Pages: 1 2 3 Next