Archive for August, 2009

Best CD Rates in Washington State – August 2009

The best local CD rates right now can be found at Washington Federal Savings Bank.

If you are located outside the state of Washington then you can check out our national best cd rates.

Typically we see local rates just under the national average for CD rates with their respective terms.  At Washington Federal Savings Bank we noticed on some of their long term CD’s like the 2, 3 and 5 year they are better then the national average.  While their short term CD rates, like the 6 and 12 month, are about even.

Here are Washington Federal Savings Banks CD Rates for August 2008:

  • 24 month CD – 2.50% APY – Minimum Deposit = $1,000.
  • 36 month CD – 2.75% APY – Minimum Deposit = $1,000
  • 48 month CD – 3.0% APY Minimum Deposit = $1,000

Washington Federal Savings Bank is FDIC insured, and also lends to Idaho.

So if you live in Washington or Idaho you can take advantage of these amazing local CD Rates.

Remember CD rates are time sensitive.  Please check with the financial institution for current rates and more details.  Refer to the date of this article for probable accuracy of cd rates.

Special CD Rates for South Carolina- August 2009

As the nation average for 12 month and 24 month CD(certificate of deposit) Rates sit at 1.70% and 2.05% respectively, residents of South Carolina can take advantage of a much better special offer from Enterprise Bank of SC.

Right now, August 13th, Enterprise Bank is running a promotion on their 15 month and 27 month CD’s.

  • 15 Month CD: get a rate as high as 2.50% APY
  • 27 Month CD: Rates as high as 3.25% APY

If you are a resident of SC you can take advantage of these great deals.  Applications for these promotional CDs are only excepted in their branches.

Enterprise Bank Branches include:

Bamberg Office | Barnwell Office | Blackville Office | Cottageville Office
Edisto Office | Ehrhardt Office | Ridgeville Office | Springfield/Salley Office
Walterboro Bells Hwy Office | Walterboro Jefferies Office | Williston Office

(Please refer to Enterprise Bank web page for details on minimum deposits and other local CD information here.)

Best Local CD Rates for West Virginia – August 2009

We have compiled a list of the best CD (certificate of deposit) rates available in West Virginia.

Local and National CD rates often differ, and you may find CD rates that are better Nationally then Locally.  Be sure to check out our best cd rates, compare and contrast those with the local CD rates from West Virgina below.

It is hard to determine the “highest” cd rates because the term of the CD has a huge impact on the rate you receive.  So instead we have compared the CD rates to the national average and here are the best Local West Virgina Rates as compared to the national averages.

Best CD Rates for West Virginia

Mercer County Teachers Federal Credit Union
Term Rate Min. Deposit
6 month 2.17% $1,000

Mercer County Teachers Federal Credit Union is located in Bluefield, WV.

Alloy Federal Credit Union
Term Rate Min. Deposit
24 month 2.75% $1,000

Alloy Federal Credit Union is located in Fayetteville, WV.

Capon Valley Bank
Term Rate Min. Deposit
15 month 2.25% $5,000
28 month 2.75% $5,000

Capon Valley Bank is located in Wardensville, WV.

  • All of the financial institutions above are federally insured by either the FDIC or NCUA.

Remember all CD rates are time sensitive.  Please refer to the local bank or financial institution for exact quotes on current CD rates.  You can also refer to the date of this article to determine the potential accuracy.